Comments on: 10 tips for a better budget http://www.christianpf.com/10-tips-for-a-better-budget/ Christian Personal Finance - Financial help, debt help and other financial resources Sat, 21 Nov 2009 08:03:07 -0600 hourly 1 By: David http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-14446 David Fri, 07 Aug 2009 02:23:51 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-14446 Wonderful and great tips in this article. A budget is a must of course. The way you make and then implement that budget is equally important. It must be a budget that you and your spouse can live with and be easy to maintain (tip #8). My suggestion is an allowance system that is designed for adults and families. Each member of the family gets paid a set amount each "payday" and spends those $ they way they need and want. The rest of the budget is fixed, so spending is consistent and the same each month. Wonderful and great tips in this article. A budget is a must of course. The way you make and then implement that budget is equally important. It must be a budget that you and your spouse can live with and be easy to maintain (tip #8). My suggestion is an allowance system that is designed for adults and families. Each member of the family gets paid a set amount each “payday” and spends those $ they way they need and want. The rest of the budget is fixed, so spending is consistent and the same each month.

]]> By: bob http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-5836 bob Wed, 20 Aug 2008 12:38:20 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-5836 @Scott and Meg great points thanks for sharing. Meg, I really agree with you. There seems to be a huge discrepancy between what we "think" is going on with our money and what "actually" is happening. Until you do some kind of analysis like you mentioned most people just really don't know. I know personally, no matter how much I think I understand about where our money is going, when I actually look at it itemized, I am always surprised @Scott and Meg
great points thanks for sharing. Meg, I really agree with you. There seems to be a huge discrepancy between what we “think” is going on with our money and what “actually” is happening. Until you do some kind of analysis like you mentioned most people just really don’t know. I know personally, no matter how much I think I understand about where our money is going, when I actually look at it itemized, I am always surprised

]]> By: Scott @ The Passive Dad http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-5828 Scott @ The Passive Dad Wed, 20 Aug 2008 05:27:51 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-5828 #2 Delay a purchase or if you aren't sure, you can take someone you trust with you. I'm not talking a best friend that would say yes to anything. Maybe a buddy or maybe your spouse. Talk about the item and make sure you really need it. If you don't, then you can start a budget category for that "fun item" Great list you put together. Thanks. #2 Delay a purchase or if you aren’t sure, you can take someone you trust with you. I’m not talking a best friend that would say yes to anything. Maybe a buddy or maybe your spouse. Talk about the item and make sure you really need it. If you don’t, then you can start a budget category for that “fun item”

Great list you put together. Thanks.

]]> By: Meg http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-5820 Meg Tue, 19 Aug 2008 19:03:55 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-5820 One way to discover those "budget busters" is to make a list of everything you have spent money on from your checkbook register, or debit card statement. ( or, shame on you, from your credit card stmt ) Once you have that list, you can categorize it and see what areas really eat up your money. When we did this we were really shocked to see how much money we were spending at the grocery store... we did a closer look and saw waste in the soda and snack areas. One way to discover those “budget busters” is to make a list of everything you have spent money on from your checkbook register, or debit card statement. ( or, shame on you, from your credit card stmt )
Once you have that list, you can categorize it and see what areas really eat up your money. When we did this we were really shocked to see how much money we were spending at the grocery store… we did a closer look and saw waste in the soda and snack areas.

]]> By: Uncommonadvice http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-5818 Uncommonadvice Tue, 19 Aug 2008 16:36:08 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-5818 Number 9 is the most powerful tip - "emergencies" actually pop up every month. Having a month's worth of bills set aside in a safe account is a necessity. Number 9 is the most powerful tip – “emergencies” actually pop up every month. Having a month’s worth of bills set aside in a safe account is a necessity.

]]> By: bob http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-5817 bob Tue, 19 Aug 2008 16:17:58 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-5817 @Min I wouldn't be able to write it either I guess... @Min
I wouldn’t be able to write it either I guess…

]]> By: MInTheGap http://www.christianpf.com/10-tips-for-a-better-budget/comment-page-1/#comment-5815 MInTheGap Tue, 19 Aug 2008 15:45:23 +0000 http://www.christianpf.com/10-tips-for-a-better-budget/#comment-5815 Yep, if I did #1 I'd end up not being able to read your site! Good list! Yep, if I did #1 I’d end up not being able to read your site!

Good list!

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