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	<title>Comments on: 6 things you can buy that will pay for themselves in a year</title>
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	<description>Christian Personal Finance - Financial help, debt help and other financial resources</description>
	<lastBuildDate>Sat, 21 Nov 2009 08:03:07 -0600</lastBuildDate>
	
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		<title>By: Steph</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-17259</link>
		<dc:creator>Steph</dc:creator>
		<pubDate>Sat, 31 Oct 2009 01:41:18 +0000</pubDate>
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		<description>Patrick, I totally agree with you about the hazards of CFL and we have had the same thing happen with our &quot;5-year bulbs&quot;.  Once again, our nanny state government has completely blown it by pushing these hazardous bulbs on us. I agree that incandescent bulbs use more energy but LED lights are better and no hazards! Folks who make these laws should actually KNOW what they are doing.</description>
		<content:encoded><![CDATA[<p>Patrick, I totally agree with you about the hazards of CFL and we have had the same thing happen with our &#8220;5-year bulbs&#8221;.  Once again, our nanny state government has completely blown it by pushing these hazardous bulbs on us. I agree that incandescent bulbs use more energy but LED lights are better and no hazards! Folks who make these laws should actually KNOW what they are doing.</p>
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		<title>By: Patrick</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-17132</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Wed, 28 Oct 2009 16:21:48 +0000</pubDate>
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		<description>I&#039;ve had 3 of those CFL bulbs burn out on me this year alone.  They don&#039;t last anywhere near 5 years, much less one year.  Then, they have to be treated as hazardous waste once they are done.  There are no savings to be had in buying CFL bulbs.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve had 3 of those CFL bulbs burn out on me this year alone.  They don&#8217;t last anywhere near 5 years, much less one year.  Then, they have to be treated as hazardous waste once they are done.  There are no savings to be had in buying CFL bulbs.</p>
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		<title>By: Jackie@Lilolu</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-17070</link>
		<dc:creator>Jackie@Lilolu</dc:creator>
		<pubDate>Tue, 27 Oct 2009 16:46:00 +0000</pubDate>
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		<description>Thanks for the reminder.  There are a few things on that list I&#039;ve been meaning to get.</description>
		<content:encoded><![CDATA[<p>Thanks for the reminder.  There are a few things on that list I&#8217;ve been meaning to get.</p>
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		<title>By: Greg</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-15322</link>
		<dc:creator>Greg</dc:creator>
		<pubDate>Fri, 04 Sep 2009 04:17:52 +0000</pubDate>
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		<description>Hey guys,

This one won me a $100 on a radio station last year. To save money on movies, go to your local library and check some out. I usually get two but you can get up to five at one time near the libraries in my area. They really have alot on DVD now and they have alot of current ones. I rent movies rarely now. The cool thing is that if it turned out to be a bad movie that your not out anything. Trust me on that one, I just checked out Semi Pro and that was a waste of my time.</description>
		<content:encoded><![CDATA[<p>Hey guys,</p>
<p>This one won me a $100 on a radio station last year. To save money on movies, go to your local library and check some out. I usually get two but you can get up to five at one time near the libraries in my area. They really have alot on DVD now and they have alot of current ones. I rent movies rarely now. The cool thing is that if it turned out to be a bad movie that your not out anything. Trust me on that one, I just checked out Semi Pro and that was a waste of my time.</p>
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		<title>By: Joshua</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-13892</link>
		<dc:creator>Joshua</dc:creator>
		<pubDate>Thu, 09 Jul 2009 20:51:18 +0000</pubDate>
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		<description>I am so surprised that REDBOX movie vending hasn&#039;t been mentioned yet! Perhaps they aren&#039;t as wide-spread as I thought. But to piggy-back on Joe and Steph, REDBOX is great because they only cost $1 per day for all their movies - including new releases. If you are like me, I only watch them once then I am done. On top of that, every Monday you can get a code sent to your mobile phone that will get you 1 free movie. Every Week!
P.S. Good to know about the CFL bulbs and their effect on the enviroment. Anyone know of cheap disposal methods?</description>
		<content:encoded><![CDATA[<p>I am so surprised that REDBOX movie vending hasn&#8217;t been mentioned yet! Perhaps they aren&#8217;t as wide-spread as I thought. But to piggy-back on Joe and Steph, REDBOX is great because they only cost $1 per day for all their movies &#8211; including new releases. If you are like me, I only watch them once then I am done. On top of that, every Monday you can get a code sent to your mobile phone that will get you 1 free movie. Every Week!<br />
P.S. Good to know about the CFL bulbs and their effect on the enviroment. Anyone know of cheap disposal methods?</p>
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		<title>By: Chris</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-13518</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Wed, 17 Jun 2009 05:58:09 +0000</pubDate>
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		<description>You better know that to dispose of these CFLs in the local landfill will pollute the earth with mercury. Consult the Coast Guard with Google on the issue of this being a hazardous waste and should not be just thrown away. You should not just throw them away when they die but must pay for their disposal or pay the ultimate price of a polluted world not fit for living in.</description>
		<content:encoded><![CDATA[<p>You better know that to dispose of these CFLs in the local landfill will pollute the earth with mercury. Consult the Coast Guard with Google on the issue of this being a hazardous waste and should not be just thrown away. You should not just throw them away when they die but must pay for their disposal or pay the ultimate price of a polluted world not fit for living in.</p>
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		<title>By: Jaymes</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-12497</link>
		<dc:creator>Jaymes</dc:creator>
		<pubDate>Tue, 19 May 2009 01:46:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/#comment-12497</guid>
		<description>Be careful with CFLs! 

They do contain mercury and if you break one, proper cleanup can cost significantly more than the savings attributed from a full house conversion.

Here is a link for proper clean up from a CFL bulb breakage:
http://www.energystar.gov/ia/products/lighting/cfls/downloads/CFL_Cleanup_and_Disposal.pdf

Snoops article:
http://www.snopes.com/medical/toxins/cfl.asp

Basically, don&#039;t break them on clothes and whatnot :)</description>
		<content:encoded><![CDATA[<p>Be careful with CFLs! </p>
<p>They do contain mercury and if you break one, proper cleanup can cost significantly more than the savings attributed from a full house conversion.</p>
<p>Here is a link for proper clean up from a CFL bulb breakage:<br />
<a href="http://www.energystar.gov/ia/products/lighting/cfls/downloads/CFL_Cleanup_and_Disposal.pdf" rel="nofollow">http://www.energystar.gov/ia/products/lighting/cfls/downloads/CFL_Cleanup_and_Disposal.pdf</a></p>
<p>Snoops article:<br />
<a href="http://www.snopes.com/medical/toxins/cfl.asp" rel="nofollow">http://www.snopes.com/medical/toxins/cfl.asp</a></p>
<p>Basically, don&#8217;t break them on clothes and whatnot <img src='http://www.christianpf.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: CoolHappyGuy</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-12161</link>
		<dc:creator>CoolHappyGuy</dc:creator>
		<pubDate>Sun, 03 May 2009 18:22:36 +0000</pubDate>
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		<description>Another &quot;pay for itself&quot; item:  &lt;em&gt;Electric Hair Clippers.&lt;/em&gt;

My wife picked up a good quality set (w/attachments) for about $12 (it was some time ago).  It paid for itself with a &lt;strong&gt;single haircut&lt;/strong&gt; (we had been paying about $12 for my haircuts).
What a deal!!

Note:  This works because I have a basic HAIRCUT vs. having hair &quot;styled.&quot;</description>
		<content:encoded><![CDATA[<p>Another &#8220;pay for itself&#8221; item:  <em>Electric Hair Clippers.</em></p>
<p>My wife picked up a good quality set (w/attachments) for about $12 (it was some time ago).  It paid for itself with a <strong>single haircut</strong> (we had been paying about $12 for my haircuts).<br />
What a deal!!</p>
<p>Note:  This works because I have a basic HAIRCUT vs. having hair &#8220;styled.&#8221;</p>
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		<title>By: Top Finance Blog Post Of The Week: Saving Money Advice Form The Blogosphere - stumbleforward.com</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-11965</link>
		<dc:creator>Top Finance Blog Post Of The Week: Saving Money Advice Form The Blogosphere - stumbleforward.com</dc:creator>
		<pubDate>Sat, 25 Apr 2009 19:02:41 +0000</pubDate>
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		<description>[...] Personal Finance with 6 Things You Can By That Will Pay For Themselves In A Year.  This article is packed full of great tips that will save you some bucks around the home.  They [...]</description>
		<content:encoded><![CDATA[<p>[...] Personal Finance with 6 Things You Can By That Will Pay For Themselves In A Year.  This article is packed full of great tips that will save you some bucks around the home.  They [...]</p>
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		<title>By: Coupon Trunk</title>
		<link>http://www.christianpf.com/6-things-you-can-buy-that-will-pay-for-themselves-in-a-year/comment-page-1/#comment-11951</link>
		<dc:creator>Coupon Trunk</dc:creator>
		<pubDate>Sat, 25 Apr 2009 09:14:10 +0000</pubDate>
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		<description>I already have the programmable thermostat, compact fluorescent bulbs, and low-flow shower heads, and I have seen my electric bill drop as a result.  I think the nest item on the list will be the water heater insulation blanket.
You will definitely see savings by taking these few steps.</description>
		<content:encoded><![CDATA[<p>I already have the programmable thermostat, compact fluorescent bulbs, and low-flow shower heads, and I have seen my electric bill drop as a result.  I think the nest item on the list will be the water heater insulation blanket.<br />
You will definitely see savings by taking these few steps.</p>
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