Comments on: Whats the best FREE personal finance software?

By: serene.x@netspend

serene.x@netspend — Mon, 21 Sep 2009 00:22:59 +0000

i agree with Nikki , Yodlee is a great tool…. thanks for sharing

By: Money Hacks Blog Carnival - Earth Day Edition | The Personal Finance Playbook

Wed, 22 Apr 2009 12:04:45 +0000

[...] presents Whats the best FREE personal finance software? posted at Christian Personal [...]

By: George

George — Thu, 16 Apr 2009 01:44:17 +0000

While it's not free, Fortora Fresh Finance is a great personal finance manager. It's very easy to learn and use, and has all the features most people need. And best of all it's available for both Mac and Windows. See it at http://www.fortora.com

By: fife

fife — Tue, 14 Apr 2009 19:18:49 +0000

Excel isn’t free, but spreadsheets can be through software or services like OpenOffice or Google Docs thankfully. So yea, Excel is just one interface.

My experience has been limited to building custom spreadsheets for my budget, monitoring my outstanding loans, gas/car performance, etc.

Other than paper and pencil, spreadsheets have been a quick and easy way to put together a budget for me. I like that spreadsheets offer customization, but they can require a lot of time to construct.

Based on the comments already left, I’m now considering looking into Google docs for an easy to access budget.

By: John

John — Tue, 14 Apr 2009 16:37:30 +0000

Well Written!nice piece of work with lot of useful information…it helps thank

By: bob

bob — Tue, 14 Apr 2009 15:06:33 +0000

thanks for sharing pochax –

oh and Tyler – you are right – good point

By: Pochax

Pochax — Tue, 14 Apr 2009 13:47:35 +0000

MINT works best if:
1) you spend primarily via credit cards/debit cards that can pinpoint where you spent. if you spend cash or checks, it will just register them as ATM or check and you will have to figure out what you spent it on (too timeconsuming, IMO).

2) you have lots of online experience and are willing to hook up all your accounts into one (security confidence). if you want a complete financial profile for yourself, it’s best to link up everything (credit cards, bank accounts, 401ks, IRAs, brokerages, etc.). this takes some time and some online tech saavy.

but if you do 1 and 2, MINT ROCKS!!! i can easily see where my spending is going. i can easily see where i am overbudget and what’s left to save. i can see my retirement accounts grow (and shrink!). they will send you email alerts when you are overbudget and let you know when certain big payments (mortgages, credit card bills) are due. they let you know how you compare with others in your geographical area. they also let you see how your investments compare to the indexes.

By: Tyler

Tyler — Tue, 14 Apr 2009 13:14:20 +0000

Excel is NOT FREE! FYI.

By: patty

patty — Tue, 14 Apr 2009 00:54:59 +0000

Best is YNAB.

By: J. Money

J. Money — Mon, 13 Apr 2009 21:23:15 +0000

Excel via Google Docs baby!!! haha…i’m certainly biased using it myself, but it’s the only way to cater your budget + whatever else you want 100% in your own way

Here’s the spreadsheet i giveaway for free if it helps anybody…more like a “financial snapshot”.