From the category archives:

Budgeting articles

Everything you need to know about budgeting
I have written quite a bit about budgeting since I consider it to be a key component to getting our finances under control. Just like most people, I always hated the idea of budgeting, but once you get a better understanding of the freedom that comes with using a budget you fall in love with it. Or at least I have. ;)

This page will show you how to budget with various methods and everything else you want or need to know about budgeting. If you are just getting started I would suggest reading How to make a budget. From there I would consider getting some free budget software or download a household budget template.

6 tips for a debt free Christmas

11.13.2008

Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog

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Quicken online is now free

10.14.2008

After writing about my favorite free budgeting software, I couldn’t include Quicken Online because they charged $3 a month. Starting today, they are doing away with the fees and making it a free service. I hadn’t yet tried them out, so I figured now was as good a time as any since they are free.

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15 free budgeting tools

09.29.2008

Over 15 free budgeting tools… Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. I suggest you dig through and see if what works for your budget. Every person is different, therefore every budget will be different. It may take some time to find what fits you best, but it is out there and if it isn’t create it and let me know about it!

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10 free household budget spreadsheets

09.10.2008

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

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10 tips for a better budget

08.19.2008

Make a better budget! These are my ten tips to build and keep a better budget.

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Budgeting for giving

04.27.2008

We have the opportunity to give into God’s kingdom. We have the privilege of being able to give to help people. It really is a privilege and an opportunity. God doesn’t need us. He has an endless supply of finances – He can get the money where it needs to be. But He allows us the chance to be used by Him in the process, knowing that WE will benefit from being used.

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How to make a budget

04.21.2008

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

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Money management tips for beginners

02.05.2008

If you are looking for money management tips for beginners you have come to the right place. If you are just beginning to get your financial life in order – I am excited for you! It is a fun journey and it is well-worth the effort. The peace that comes with knowing how much money you actually have and being in control of your spending is truly priceless.

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YNAB Budgeting software Giveaway

12.20.2007

YNAB!! If you are interested in getting a free copy of YNAB budgeting software, then keep reading for instructions.

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Divide and conquer

12.09.2007

Dividing large bills into smaller chunks can make them much more manageable. They say the best way to eat an elephant is one bite at a time. The point is, that when you look at the size of the thing, it is overwhelming, but by working at it one small bite at a time, you will make progress and eventually you will complete the task. The same principle applies to our finances. Be it saving for retirement, eliminating your consumer debt, or paying a huge bill.

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Budgeting is like baking cookies

10.24.2007

For some reason the word “budget” has an interesting effect on most people causing them to cringe in pain more than the thought of going to the dentist. It really shouldn’t be as painful as people make it seem. If done correctly, it should give you MORE freedom to get what you want. If you think of a budget as a plan “that takes away all the fun” or eliminates your ability to get things you want, then you are doing it wrong.

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What to do with a raise

09.26.2007

Well, I think everyone KNOWS what to do with a raise, but the challenge is DOING it. Just incase you don’t know what to do with a raise, here are a few ideas…

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How I organize my bank accounts

09.20.2007

This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…

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How to budget with ING direct

09.18.2007

Want to know how to budget? Well, ING Direct is my favorite budget tool. Here are the steps how I budget with ING Direct. You could probably use this same technique at other banks, but I will show you why it is more beneficial at ING Direct.

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