What have you done to manage your debt in light of our current recession? Have you started paying more, or less?
From the category archives:
Debt Help
Are you looking for ways to get out of debt? Well, I think you have come to the right place. These articles focus on debt elimination techniques, getting out of credit card debt, minimizing debt damage, and other ways to get out of debt.
7 steps to get out of debt
The 7 steps that I am going to take you through are things that my wife and I have done to pay down our debts. Each article is fairly long, so you can feel free to bookmark it and come back later or you can download it as an ebook. If you are serious about getting out of debt, I recommend that you read each article, even though the first two are a bit less practical than the last five. I believe that they the first two include the keys to successfully getting out of debt.
The 7 Steps to getting out of debt
- Getting out of Debt (Step 1) – Realize it is not about you
- Getting out of Debt (Step 2) – Open your mind
- Getting out of Debt (Step 3) – Create a balance sheet
- Getting out of Debt (Step 4) – Quit over-spending
- Getting out of Debt (Step 5) – 15 ways to cut expenses
- Getting out of Debt (Step 6) – Make sacrifices
- Getting out of Debt (Step 7) – Snowball your debt
If you go through these articles and just do some of the stuff mentioned, you are going to be in much better financial shape than you were before. But, I recommend that you sit down with each article and really spend some time with it. The last five articles are going to require some actions on your part. So, spend a couple weeks and make getting out of debt your new hobby and work hard at it! You will be rewarded for your efforts!
Other resources to help you get out of debt
I have written quite a bit about debt on this site, since I have been trying to break my way out of it myself. These are a few other articles that might be worth reading…
- Why you should get out of debt
- Debt Snowball Software
- How to negotiate with credit card companies
- The Bible and Debt
- Bankruptcy and the Bible
- Reducing credit card interest rates
- How to control spending
- Learn how to say NO to yourself!
- How to make a budget
- Christians and Debt
- 6 Tips for a debt free Christmas
- Money doesn’t solve money problems
- How to quit spending more than you make
- 29 tips on getting out of debt from the readers
- If you want to get out of debt you need Gazelle Intensity!
- A good debt reduction strategy
- My thoughts about credit card use
- Money Mistake: Not paying attention to interest rates!
and if you still need some more articles about getting out of debt you can scroll down for more…
Remember, while I think you should read as much as you can to become informed, it isn’t about how much you learn, but how much you apply. So read up, learn how to do it, and get after it!!
