From the category archives:

Debt Help

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Are you looking for ways to get out of debt? Well, I think you have come to the right place. These articles focus on debt elimination techniques, getting out of credit card debt, minimizing debt damage, and other ways to get out of debt.

7 steps to get out of debt

The 7 steps that I am going to take you through are things that my wife and I have done to pay down our debts. Each article is fairly long, so you can feel free to bookmark it and come back later or you can download it as an ebook. If you are serious about getting out of debt, I recommend that you read each article, even though the first two are a bit less practical than the last five. I believe that they the first two include the keys to successfully getting out of debt.

The 7 Steps to getting out of debt

If you go through these articles and just do some of the stuff mentioned, you are going to be in much better financial shape than you were before. But, I recommend that you sit down with each article and really spend some time with it. The last five articles are going to require some actions on your part. So, spend a couple weeks and make getting out of debt your new hobby and work hard at it! You will be rewarded for your efforts!

Other resources to help you get out of debt

I have written quite a bit about debt on this site, since I have been trying to break my way out of it myself. These are a few other articles that might be worth reading…

and if you still need some more articles about getting out of debt you can scroll down for more…

Remember, while I think you should read as much as you can to become informed, it isn’t about how much you learn, but how much you apply. So read up, learn how to do it, and get after it!!

How to become poor

01.26.2009

These are some simple ways to become poor… 1. Spend more than you make – Actually if you only do #1, you won’t have to worry about the other 9. This is the easiest way for anyone to become poor. It doesn’t matter if you make millions or hundreds each month, the same principle applies.

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Should you tithe while trying to get out of debt?

01.05.2009

Being in debt and Tithing… I can’t even count how many readers have emailed me asking me about whether or not they should tithe while getting out of debt. Tithing is a fiercely debated topic (read comments on the post I wrote called Tithing in the New Testament for proof) as you would expect with anything that seems to not make sense. I still wonder in amazement at how so many of God’s principles are absolute foolishness to non-christians… I mean who in their right mind would give expecting to have more?

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The 10 most common new year’s resolutions – is yours on here?

12.26.2008

I did some researching to find out the 10 most common new year resolutions – these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around. Out of curiosity, I did a little digging to see what seemed to be the most common new year resolutions that people strive for. It probably isn’t much of a surprise that more than a few are financial goals…

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Do you need help avoiding foreclosure?

12.04.2008

The HopeNow program is for those who need help avoiding foreclosure. They are working with the government to lower borrowers’ payments to less than 38% of their gross montly income…

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Another thing I didn’t know about credit cards

12.03.2008

I just caught up reading this month’s issue of Money Magazine. They had a quick little blurb called “What not to buy on credit.” It turns out that credit card companies are doing a bit of actuarial research and have discovered that they can identify credit risks in some non-traditional ways: where you shop. According to the article some major credit card issuers “now factor in where people use their cards when making decisions to cancel credit lines or slash spending limits.”

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How to negotiate with credit card companies

11.26.2008

I learned how to negotiate a better interest rate…A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component. I am a big fan of the debt snowball method for getting out of debt and you actually can use this as another tool to speed up the debt reduction process.

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Showing Your Finances The Light of Day

11.25.2008

How should I deal with my debt? I’m often asked what is the most important step in dealing with debt and the answer I invariably give is to start by getting visibility to what’s happening with your finances. About a year ago I had a conversation with a friend who told me that she and her husband had just been to see a bankruptcy attorney and that he recommended that they declare bankruptcy.

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29 tips on getting out of debt from you!

11.17.2008

Recently I wrote a post asking the readers for tips to help another fellow reader get out of debt. There were quite a few really good responses, so I figured I would formulate it into it’s own reader generated post! So here goes…

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6 tips for a debt free Christmas

11.13.2008

Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog

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Do you have any tips to get out of debt?

11.09.2008

I shared a bit of my advice to help her get out of debt, but I want to open it up to the readers… What other tips do you have to help her get out of debt?

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How cars affect your financial freedom

11.04.2008

I had a revelation about cars that has caused me to not really care what mine looks like. It’s not that I don’t want a really fast car, it is just that there is something I want a bit more: financial freedom.

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Why you should get out of debt

08.26.2008

These are some of the Biblical reasons for getting out of debt. This is why I decided to get out of debt…

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Starting an Ebay business 101

08.25.2008

Learn how to start an Ebay business from home with this free tutorial. I had a lot of fun starting my ebay business…

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Making sacrifices to get out of debt (part 6)

08.07.2008

Getting out of debt part 6… This is part 6 of the Getting out of debt series and it focuses on the sacrifices that need to be made in order to get out of debt. The most important thing to remember about these sacrifices is that they are ONLY TEMPORARY!

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