How to Simplify your Life

Would you ever consider tiny house living? By “tiny” we mean 300 square feet or less… See how people do it…

If you haven’t heard about the Jitterbug Cell Phone, these are some of the great features I found out about from some reviews…

Although some identity theft is electronic and sophisticated, most identity theft actually still takes place by dumpster diving and mail theft. If you are looking for additional ways to protect against identity theft keep reading…

I was just reading an article in Money magazine based off a poll asking their readers how much they had in emergency savings. It didn’t seem to be a very “scientific” poll, but I was very surprised by the results.
According to their survey, 37% of the responses indicated they had more than 6 months of [...]

Setting up a financial plan that incorporates your faith involves four important steps. I will show you how to create a financial plan that adds more meaning to your life, helps you clarify your purpose, and helps you take steps in the right direction. Where there is a will, there is a way. Here are [...]

1. Save money before buying something, if you don’t have the money, you don’t get it

Dave Ramsey has made his living by re-teaching adults this simple lesson that many of them have seem to have forgotten. As the Proverb says, “The eyes of man are never satisfied.” We live in a nation (maybe even a [...]

If you are returning an item, the transaction will work similar to that of credit or debit cards. You just provide the merchant with the card and the funds will be credited back to the card. Who sells Visa gift cards?

As I mentioned earlier this year, we are going to be buying our first house this year and will be taking advantage of the $8000 tax credit. In our most recent newsletter from our apartment complex, they provided us with some renting vs. owning propaganda. It is pretty funny hearing the rent vs. buy arguments [...]

These are 4 important things to do when you hate your job…

I was wondering how to pay bills and this was the solution I came up with…

The benefits of praying short prayers… If you recall, last week I wrote about how I created a prayer challenge for myself basically scheduling a short prayer every hour that took priority over everything else. The goal of it was to shift my prayer time from bigger blocks to more continual shorter spurts of prayer throughout my day. Inspired by 1 Thessalonians 5:17 that we should “pray without ceasing” I wanted to use this as a conditioning exercise to push myself more in that direction.

I was going to name it something like “where to find free TV and Movies online,” but changed it to make sure I added “legal” in there. It turns out that a whole lot of what I was finding wasn’t legal. I saw a link on one site to “Marley and Me” and I thought to myself, “isn’t that still in the theaters?” Sure enough I was right, as the video started, I noticed that I could actually see the theater seats in the recording. I guess someone recorded it directly from the theater - I am going to assume that isn’t legal.

Pictures stir up memories I still remember being a kid (yes, that is me in the picture) and my mom telling me to smile for pictures. … Like a good mom, she made me smile and tried to convince me that they would mean something to me someday. I don’t know if it is because I am older, but I am starting to realize the value of making memories. … Memories are more valuable than money Having watched my parents go through some challenging times financially when I was younger, I appreciate that they were just as interested in creating memories for us as they were filling the bank accounts.

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative. It does require a little bit of an upfront investment and some elbow grease, but it should pay for itself very quickly. ..What you need to create your own planner pages… Paper - probably a thin stock, to keep your planner from becoming too bulky…

This isn’t really surprising if you think about it, but we can be sure that the credit card companies will be changing some policies as they adapt.

…The good news is that there have been so many complaints over the last few years that the government has stepped in and is creating new rules to prevent credit card companies from doing this. … Card companies will have to give consumers 45 days notice of any interest rate changes, up from the 15-day notice period currently in force, and give them more time to make payments.

I did some researching to find out the 10 most common new year resolutions - these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around. Out of curiosity, I did a little digging to see what seemed to be the most common new year resolutions that people strive for. It probably isn’t much of a surprise that more than a few are financial goals…

The past week has brought a couple exciting things for Gmail junkies. If you don’t use Gmail, you are probably going to find this very boring – I suggest you just scurry along . Free Gmail Stickers… Gmail to-do lists…

You know they say you can’t be all things to everyone. Rubbing Alcohol apparently disagrees. After doing a little investigating, I discovered a bunch of uses for it that I never knew about before. The beautiful thing is that you can get rubbing alcohol (isopropyl alcohol) just about anywhere for less than a buck a bottle. It is for these 8 reasons that Rubbing Alcohol is my hero!!

I am a sucker for saving time. It is like a slight obsession to me. I remember discussing with a friend of mine strategies for how we could shave minutes off our morning routines. Brushing my teeth while in the shower was one of the failed, yet humorous, attempts to save time.

Ever try to find natural toothpaste in the store? It is a lot cheaper and easier just to make natural toothpaste yourself. Here’s how to make your own toothpaste.