Planning a Wedding on a Budget: 4 Tips for Saving Money

by Linda 02.08.2010
Thumbnail image for Planning a Wedding on a Budget: 4 Tips for Saving Money

The first way to save money on your wedding is the most important: you have to want to save money. I’ve noticed in the past few years that some things are worth paying for, and some things are not. But just because you don’t pay for something doesn’t mean you can’t get great results (and sometimes better results) by using your creativity. Here are some simple things to do to save money. They all involve creativity, so open your mind and get creative (or call you sister or friend or aunt in the room to help you out)…

Read the full article →

How to Raise a Child on Less Than $266,698

by Joe 02.07.2010
Thumbnail image for How to Raise a Child on Less Than $266,698

How much does it cost to raise a child these days?
According to Baby Center web site, the cost of raising a child from baby to adulthood is $266,698.
Now that you have pulled yourself up off the floor, I want to assure you that it is OK to bring babies into the world even if you [...]

Read the full article →

Save Money with Do-It-Yourself Jobs

by Jason Price 02.04.2010

Most people are looking for ways to save money this year to make forward progress on important financial goals such as paying off debt or saving for emergencies. If you’re like a lot of people, you’ve already cut back in spending areas, such as entertainment, that tend to push you over your monthly spending goals. As a spending oriented society we’ve grown quite used to having things done for us (myself included). There are many things your mom, dad, grandma or grandpa used to do themselves (do it yourself jobs) which didn’t cost them anything more than a little extra time. But companies today have learned to capitalize on the quick pace of life many of us tend to lead.

Read the full article →

A bunch of great ways to save money

by Bob 02.03.2010

I still remember the day it dawned on me that by actually thinking about and monitoring where my money was going, I could actually have a lot more of it. As a person who spent many years not paying attention to where my money was going, it was quite an eye-opening experience. I remember seeing my credit card bills and wondering to myself how going out to eat a few times and a knick-knack here or there could add up to hundreds of dollars. I would often recalculate the totals because I was sure that the credit card company had made a mistake. Yet I never found a calculation error on their end – it turned out it was just foolish overspending on mine!

Read the full article →

Money Management Advice from Grandpa

by Guest 02.02.2010
Thumbnail image for Money Management Advice from Grandpa

My grandfather used to say to me “If you take care of your pennies, your dollars will take care of themselves.” And “it’s not what you make, it’s what you save.” He and my grandmother were frugal, I mean frugal. I can remember when I was younger being appalled at their simplicity. My grandparents lived as though they had nothing, absolutely nothing. But here is the catch – they had more financial security than most people I knew back then and certainly more than many people I know of today…

Read the full article →

Have a Plan and Save Money on Valentine’s Day

by Guest 01.30.2010
Thumbnail image for Have a Plan and Save Money on Valentine’s Day

In my experience of listening to my wife and hearing her friends horror stories of dates gone bad, girls just want you to have a plan. Granted the better the plan the better the date. What she really wants is to know that you have put thought into the evening and you have a plan. It shows her that you care about her. Valentine’s Day is less than 3 weeks away but there is still time. The best restaurants fill up fast. If you try getting a reservation the same week of the big day you will find yourself at Wendy’s with your girl asking you “Why didn’t you plan this better?” Or even worse, you might find yourself at a more expensive restaurant with a big bill and you’ll be asking yourself “Why didn’t I plan this better?”

Read the full article →

The Secret to Staying Out of Debt: Control Your Spending

by Craig 01.28.2010
Thumbnail image for The Secret to Staying Out of Debt: Control Your Spending

Sorry, there really is no secret to staying out of debt. What I’m about to tell you is, in fact, neither fancy nor glamorous. The secret to staying out of debt is discipline. You must control your spending.

How Do You Stay Out Of Debt? Step #1: Identify Why You Went Into Debt… If you are in debt or have been in debt, your first task is to identify the reasons why you went into debt. You cannot ever fight against an enemy that is unknown. The reason is you are always spending too much money. At times the spending is understandable (like a house) or unexpected (medical bills), but debt means you are spending or spent too much money…

Read the full article →

Free Federal Tax Software Download with TurboTax

by Bob 01.26.2010
Thumbnail image for Free Federal Tax Software Download with TurboTax

There are a bunch of places offering a free federal tax return, but only a few restricted offers that allow you to file your state tax return for free. So TurboTax is probably banking on the fact that the free federal return will get customers in the door and it will be too inconvenient to file a paper return for your State taxes (or qualify for one of the free deals). TurboTax is also making some bold guarantees about the program as well…

Read the full article →

Make Your Own Personal Budget: Articles, Tips, & Resources

by Bob 01.25.2010

I have written quite a bit about budgeting over the last few years since I consider it was a key component to getting our finances under control. Just like most people, I always hated the idea of budgeting, but once you get a better understanding of the freedom that comes with using a budget you fall in love with it. Or at least I have. ;)

The thing I regularly finding myself telling people is that budgeting is not necessarily a restrictive task. It isn’t all about telling yourself “NO” all the time. In face, as Linda and I have become better at budgeting, we find that it allows us to tell ourselves “Yes” many times when our natural inclination would be to not do something…

Read the full article →

Where to find affordable health insurance for the self-employed

by Bob 01.21.2010
Thumbnail image for Where to find affordable health insurance for the self-employed

So yesterday I spent a couple hours just reading as many articles I could find about health insurance and what other self-employeds are doing out there. From my reading it is a challenge to find a great solution. Paying a lot of money seems the punishment for not finding a good option. So because I haven’t nailed down what we are going to do, this is going to be a little bit of a brain dump of ideas I have come across so far…

Read the full article →

New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection

by Bob 01.20.2010
Thumbnail image for New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection

Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.

Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. ;) And then they charge you $35 when you spend 50 cents more than you have in your account…

Read the full article →

Could We…Should We Pay Off Our Home Early?

by Joe 01.19.2010

“It seems like we will be making house payments forever. We owe $140,000 at 6% interest and are paying $1000 a month. How much sooner could we pay it off if we started paying an extra $100 a month?”
The above is a hypothetical question, but it could be you. There are two answers: the quick one and the dig deeper one. By clicking a few buttons on a financial calculator we discover the quick answer is 21 months; paying an extra $100 will reduce the payoff from 20 years to 18 years and 3 months…

Read the full article →

How I learned to control my money

by Guest 01.16.2010

There is always a loophole when it comes to my personal finances. No matter how much I budget, plan, or willpower I put forth, there is always somewhere that an extra large chunk of change goes. In my ever changing efforts to find a way to trim off those extra expenses I came upon something that worked wonders for me…

Read the full article →

10 Cheap (or Free) Ways to Lose Weight

by Craig 01.14.2010
Thumbnail image for 10 Cheap (or Free) Ways to Lose Weight

The decision to lose weight is a highly emotional one. You are now looking to the future with so many hopes and expectations. You are now in a great position to start justifying some spending. What better investment could you make than into your own health? Surely every dollar you spend today will be saved in health and life insurance premiums. Think of all the medical bills you save. Don’t wrongly justify spending a lot of money to get in shape. I come to you today as a still small voice – it doesn’t take a lot of money to get in shape…

Read the full article →

Forums | Contact | Help Us | Privacy Policy | Terms of Use | Article Reprinting Policy | Write for CPF | Christian Financial Planners

ChristianPF is blog running Wordpress and using the Thesis theme. CPF is dedicated to providing Christians with ways to get out of debt, budgeting help, personal finance tips, ways to make money, other financial help, and a Biblical perspective about money.
Copyright 2009 ChristianPF.com