How To Set Your Christmas Budget

11.13.2009

Time is running short. You need to prepare now. I know it seems like Christmas is a long way away. But, it will not be long until Father Christmas is saddling up his reindeer. Today is the day to decide to make 2009 a debt free Christmas. In fact, you are more likely to get through Christmas without any new consumer debt if you set your Christmas budget now. So let’s get started!

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Does Saver’s Remorse exist?

11.08.2009

I just popped open my ING Direct account this morning to find this quote…
“There’s no such thing as Saver’s remorse.” -ING Direct
It is pretty clever and generally I think it is true. You could argue that some people are a bit too extreme about saving money that they fail to live today, so that they [...]

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What is Ebates and why you should care

11.05.2009

I just found out about a couple cool tools to make some cash when shopping online. The first of which is Ebates. I will write about the other one soon. Basically, merchants pay eBates to refer customers to them. eBates then pays a chunk of that back to the shoppers themselves. Win, win, win.

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How to get free shipping

11.01.2009

If you hate the unpleasant surprise of finding out how much shipping adds to your online shopping order, here are a few suggestions…
FreeShipping.org
This website has all the major stores listed and has coupon and promotion codes that will allow you to get free shipping on your purchase.
Amazon Prime
I have been using Amazon Prime for the [...]

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3 Essential Money Saving Fall Tasks

10.30.2009

Sometimes spending a little money today can save a lot of money tomorrow.  Common sayings support this notion: a stitch in time saves nine and don’t be penny smart and pound foolish.  A predictable characteristic of the poor is that decisions are made for today without any regard for tomorrow.  However, there a few fall [...]

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$6500 home-buyer tax credit for current homeowners

10.29.2009

Apparently all the talk about the $8000 first-time homebuyer tax credit being extended and expanded is coming to pass. According to a USA Today article… “Senators agreed to extend the existing tax credit for first-time home buyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years”

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4 steps to spend your money wisely

10.21.2009

4 Steps To Help You Control Your Spending
Budgeting is essentially the process of asking: should I spend my money on this or that?  A person’s income represents the fixed dollars with which they have to spend.  When someone sets their budget they must decided (based on their preferences) what to spend on ‘this’ and what [...]

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How home builders are saving money building your house

10.18.2009

I just got my newest issue of SmartMoney magazine and there was an article that caught my attention. The article talks about some of the common shortcuts that some homebuilders are taking in order to cut costs. Interestingly, from what I have noticed so far, our builder has impressed me in the other direction. As [...]

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5 more great uses for vinegar

10.17.2009

I recently wrote about how you can use vinegar to clean your coffeemaker and 8 other ways to use it around the house. Then, I just found this video with a few more great household uses for vinegar. Basically, what I am learning from all this is that vinegar is like duct-tape – in liquid [...]

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How to get the best price on a rental car

10.14.2009

My sister’s destination wedding is taking place in a few weeks and until last night we still hadn’t nailed down which car rental company we were going to use. But at about 10:30 pm last night we pulled the trigger and finalized our rental car plans.
I should also mention that while I know there is [...]

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5 ways to save money on insurance

10.08.2009

Kiplinger.com recently had a great article about how to minimize your insurance costs and since insurance is one of the things that people commonly pay too much for, I figured it was worthy of a post this week.

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10 easiest ways to save money

10.05.2009

If I am going to do something, I like to do it well and all out. Saving money is no exception. Because of our heavy debt load at the beginning of our marriage, we didn’t have a lot of money to spend. To add to that we were vigorously trying to get out of debt. Needless to say, I looked for just about every way I could to save money.

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How to clean a coffee maker with vinegar and 8 other great uses for vinegar…

09.23.2009

If you have never tried cleaning your coffee pot with vinegar, it really is pretty easy. The video below shows the steps in thorough detail, but the gist of it is simple:
Run a 50/50 mixture of Vinegar and water through the coffee pot. Afterwards you will probably want to do 2 runs with just water [...]

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5 cheap movie-renting alternatives

09.22.2009

While I am not much a TV watcher, Linda and I do watch quite a few movies. But thankfully innovation and technology has driven down the prices of renting movies over the last few years. Between Netflix and Redbox all the rules in movie-renting have changed. The days of driving to Blockbuster and paying $4-$5 [...]

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