Comments on: Dave Ramsey critics http://www.christianpf.com/dave-ramsey-critics/ Christian Personal Finance - Financial help blog, debt help and other financial resources Sun, 21 Mar 2010 00:38:24 -0500 hourly 1 By: Clayton @ Just Good Financial Advice http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-21042 Clayton @ Just Good Financial Advice Sat, 06 Feb 2010 16:23:45 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-21042 I agree with the diet idea. There is the general principle that you learn of spend less than you earn. The diet idea itself is teaching people how to go about spending less than they earn. If he has helped lots of people, then I say he is doing things as best he can. my wife and i used his credit card snowball idea to pay off our credit cards of 5k debt in 2 and a half years. that's the only part of his program I wanted and it was great for me. I don't use the rest of it because I've got my own diet that I like and works for me. I agree with the diet idea. There is the general principle that you learn of spend less than you earn. The diet idea itself is teaching people how to go about spending less than they earn. If he has helped lots of people, then I say he is doing things as best he can. my wife and i used his credit card snowball idea to pay off our credit cards of 5k debt in 2 and a half years. that’s the only part of his program I wanted and it was great for me. I don’t use the rest of it because I’ve got my own diet that I like and works for me.

]]> By: Becoming debt-free with Dave Ramsey’s plan http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-18996 Becoming debt-free with Dave Ramsey’s plan Sat, 26 Dec 2009 18:02:29 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-18996 [...] had a conversation at work with a co-worker of mine about getting out of debt. He introduced me to Dave Ramsey. I never heard somebody who made so much sense before when it came to personal finance. I have to [...] [...] had a conversation at work with a co-worker of mine about getting out of debt. He introduced me to Dave Ramsey. I never heard somebody who made so much sense before when it came to personal finance. I have to [...]

]]> By: Gholmes http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-15695 Gholmes Thu, 17 Sep 2009 20:33:55 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-15695 These PF gurus such as Dave can be likened to diets/excercise gurus. Eat less, excercise more and you are going to be healthier. Most PF gurus are saying spend less, earn more; live with your means, etc. I'm a CPA with a minor in economics and we have been following Dave's plan religiously. Next month we will have a fully funded emergency fund and then back to retirement and college savings. My 2 cents worth, if you are going to go on a "diet" follow that experts advice. Choose a guru that has proven success. However, for those personalities that hate to follow instructions you will still benefit by following most advice out there. These PF gurus such as Dave can be likened to diets/excercise gurus. Eat less, excercise more and you are going to be healthier. Most PF gurus are saying spend less, earn more; live with your means, etc.

I’m a CPA with a minor in economics and we have been following Dave’s plan religiously. Next month we will have a fully funded emergency fund and then back to retirement and college savings.

My 2 cents worth, if you are going to go on a “diet” follow that experts advice. Choose a guru that has proven success. However, for those personalities that hate to follow instructions you will still benefit by following most advice out there.

]]> By: Desiree/Florida http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-13370 Desiree/Florida Wed, 10 Jun 2009 00:23:59 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-13370 You need to move then.... You need to move then….

]]> By: James nagrocki http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-10427 James nagrocki Sat, 07 Mar 2009 20:36:46 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-10427 Dave i like your show but can i say one thing that my wife and i dont care to hear.You once in a while rant and rave as a true republican and how our government is lousy,you are entited to say what you want on your own show but many of us arent republicans or any party,why do we have to hear this ,i though you show was to help people of all races religions and partys of the USA,IF you rant and rave as a die-hard republican we have no way to rebut but shut off radio.Do you thing it is proper to mention Obama and his 8 weeks in office,whne i never heard you say a word about any Bush president and geo w Bush signed everything he was put on his desk,I dont wnat to stop listening i love as you help people but as a christian not as a die hard republican .You metioned the market often and tel us to hold in ,its great,but i guees i know you will tell me dont listen if i donnt like all of show but as a christian too, i think you point is to help people on the air ,not preach the republican bible ok ,god bless,jim in texas email if you care too i doubt it .Gor w Bush left us with 1.3 trillion and all republicans blae Obama after 7 weeks od hard work,we all should respect who was elected,he won by 9 million vote ok? again Dave,god bless you and your family i am like you a good family man Dave i like your show but can i say one thing that my wife and i dont care to hear.You once in a while rant and rave as a true republican and how our government is lousy,you are entited to say what you want on your own show but many of us arent republicans or any party,why do we have to hear this ,i though you show was to help people of all races religions and partys of the USA,IF you rant and rave as a die-hard republican we have no way to rebut but shut off radio.Do you thing it is proper to mention Obama and his 8 weeks in office,whne i never heard you say a word about any Bush president and geo w Bush signed everything he was put on his desk,I dont wnat to stop listening i love as you help people but as a christian not as a die hard republican .You metioned the market often and tel us to hold in ,its great,but i guees i know you will tell me dont listen if i donnt like all of show but as a christian too, i think you point is to help people on the air ,not preach the republican bible ok ,god bless,jim in texas email if you care too i doubt it .Gor w Bush left us with 1.3 trillion and all republicans blae Obama after 7 weeks od hard work,we all should respect who was elected,he won by 9 million vote ok? again Dave,god bless you and your family i am like you a good family man

]]> By: squid http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-10244 squid Sun, 01 Mar 2009 13:06:23 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-10244 Yeah you can get away with using a credit card on his website, but read the disclaimer, they are beyond clear in their opinion of you doing it: "* The Lampo Group, Inc. and Dave Ramsey recognize that the Visa and MasterCard virtual monopoly on the debit card industries prohibits merchants from only taking debit cards. As such, it is impossible for us to ensure that every order has complied with our debit card policy. We trust that all of our customers hold EXCEEDINGLY high levels of INTEGRITY and maintain EXTRAORDINARILY high standards of TRUTH and HONESTY. Basically, anyone ordering from us who does not follow this policy is a shady and dishonest character. Don't put yourself in this group. You're better than that. Stick to our policy, NO CREDIT CARDS, and make us all happy. " Yeah you can get away with using a credit card on his website, but read the disclaimer, they are beyond clear in their opinion of you doing it:

“* The Lampo Group, Inc. and Dave Ramsey recognize that the Visa and MasterCard virtual monopoly on the debit card industries prohibits merchants from only taking debit cards. As such, it is impossible for us to ensure that every order has complied with our debit card policy. We trust that all of our customers hold EXCEEDINGLY high levels of INTEGRITY and maintain EXTRAORDINARILY high standards of TRUTH and HONESTY. Basically, anyone ordering from us who does not follow this policy is a shady and dishonest character. Don’t put yourself in this group. You’re better than that. Stick to our policy, NO CREDIT CARDS, and make us all happy. “

]]> By: BobJones http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-9936 BobJones Thu, 19 Feb 2009 19:06:22 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-9936 Actually Dave Ramsey DOES accept credit cards via his website. If you look under his FAQ, he admits that he is required to accept credit cards, or he is in violation of Visa/Mastercard policies and will not be allowed to even accept debit cards. You need to do research people. Actually Dave Ramsey DOES accept credit cards via his website.
If you look under his FAQ, he admits that he is required to accept credit cards, or he is in violation of Visa/Mastercard policies and will not be allowed to even accept debit cards.

You need to do research people.

]]> By: Baby Boomer Survival Guide -09 easy investment tips « Baby Boomers Survival Guide http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-8833 Baby Boomer Survival Guide -09 easy investment tips « Baby Boomers Survival Guide Tue, 23 Dec 2008 17:41:36 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-8833 [...] simple and so I loved how he handled this seemingly complex topic. That said I am sure just like Dave Ramsey gets criticized for his simple approach, James may get some similar responses from Financial [...] [...] simple and so I loved how he handled this seemingly complex topic. That said I am sure just like Dave Ramsey gets criticized for his simple approach, James may get some similar responses from Financial [...]

]]> By: Supraman http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-8618 Supraman Fri, 19 Dec 2008 03:01:01 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-8618 His main tenet is to get out of debt...this is not an American, Lithuanian or British or Korean thing...It's just the best way to win with money. Get out of debt. His main tenet is to get out of debt…this is not an American, Lithuanian or British or Korean thing…It’s just the best way to win with money. Get out of debt.

]]> By: uranium9909 http://www.christianpf.com/dave-ramsey-critics/comment-page-1/#comment-7821 uranium9909 Tue, 18 Nov 2008 20:35:40 +0000 http://www.christianpf.com/dave-ramsey-critics/#comment-7821 You want to pay rent that is 38% of your income? I pay less than 13% of my income on my mortgage payment. You want to pay rent that is 38% of your income? I pay less than 13% of my income on my mortgage payment.

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