Comments on: 15 free budgeting tools

By: John Ramsey

John Ramsey — Wed, 26 Aug 2009 06:11:28 +0000

I found this great website http://www.budgetcactus.com I have so far used it to keep track of my budget and have paid off 6 of my credit cards! Their website makes it really easy to track things plus it’s built for the iPhone. Check it out! Oh and it’s 100% free, no ads or anything like that.

By: Mike S

Mike S — Wed, 26 Aug 2009 01:14:21 +0000

I use and recommend Moneydance (free to try, pay for license) which I find very effective. It’s comparable to quicken but without the bloat. It is much less expensive to purchase, has generous license terms (more than one user on on computer, or one user on several computers), and unlike quicken does not force you to upgrade every few years. Well worth serious consideration.

Also, on the free side, take a look at GnuCash. A little more complicated than others, but free. Very capable, you could say it’s more geared to small business than home use.

By: * Cash Envelope Budgeting System

* Cash Envelope Budgeting System — Wed, 06 May 2009 16:22:32 +0000

[...] ask for a refund if you don’t like it.In addition, Christian Personal Finance has a great list of free budgeting software that you can also try. They may not be as good as YNAB, but free is [...]

By: Livia

Livia — Thu, 02 Apr 2009 19:54:52 +0000

I’m surprised you didn’t mention Mvelopes. I love the fact that it is a virtual envelope system that downloads all my transactions, lets me assign them with drop and drag or to split them up, and that it automatically takes any charges I make, and allots the budgeted money for any purchase into the corresponding “save for credit card payment” envelope, and has endless flexibility in creating envelopes. It isn’t perfect, but it works great for me. It doesn’t take the place of something like Quicken, but Quicken just doesn’t have the ability to budget so quickly and clearly.

By: Marcus

Marcus — Wed, 04 Mar 2009 20:19:26 +0000

I really like http://www.budgettoolkit.com. They have a long trial period
(90 days last time I checked) so you can make sure that you will actually
use the service. Expenses can be entered manually or you can upload your
e-banking statements. It also handles split transactions, graphing,
searches, etc. I personally managed to cut my monthly expenses by
$210/month.

By: kzaveri

kzaveri — Sun, 18 Jan 2009 05:39:45 +0000

I will recommend using DesktopBudget.com Its the best offline personal finance manager I have seen up till now.

By: robyn blaikie collins

robyn blaikie collins — Mon, 12 Jan 2009 03:24:21 +0000

also check out http://www.geezeo.com; a free personal online financial management tool where last year over half of users saved $100/month.

Right now running The Great Geezeo Bailout! where users can win up to $6000!

By: Debt…the state of owing « sheila cowell

Debt…the state of owing « sheila cowell — Sun, 30 Nov 2008 12:15:50 +0000

[...] – Use http://www.mint.com to organize your finances (or some other budgeting software…as a disclaimer, we do not use this. We use Quicken, but in a pretty backwards way and I have heard mint.com is much easier). An extensive list of multiple free/cheap online budgeting tools can be found here [...]

By: Melissa

Melissa — Sat, 22 Nov 2008 17:17:36 +0000

Mint.com is the most informative and helpful financial planning site on the web today. Much better than Intuit and more interactive.

Another site I really like is http://www.chillmybills.com.

By: George

George — Sun, 19 Oct 2008 23:24:15 +0000

Fortora Fresh Finance, while not free, is a great alternative for those who are looking for an effective yet easy-to-use personal finance manager. And it works with both Mac and Windows PCs. http://www.fortora.com