How to Budget

Here are 7 different choices of free printable budgeting worksheets. Choose the worksheet that works best for you…

These are about 15 of the best personal finance software… Which is your favorite?

You can download the free budgeting form here…

I was just watching a Financial Peace DVD yesterday and Dave Ramsey had a really good tip for those having family budgeting troubles. As we all know, finances cause the majority of problems in marriage, and as someone said in the video, when a husband and wife are in agreement about money, everything else seems to fall in line.

I was laid off last year. I honestly had it a lot better than some people I know. I got about 9 months advance notice and ended up getting about 5 months of severance. I am well aware that cases like mine are few and far between. That said, there are things you can do to help you survive a layoff, should it happen to you.

These are the six best budgeting websites according to Kiplingers. If you need more, you can check out my 10 free budgeting spreadsheets or my 15 other free budgeting tools…

Are you cutting your Christmas budget this year? I have been hearing, from various sources, that consumers are planning on spending a lot less this year on Christmas. It is understandable after the difficult year the economy has had. So, lets make this an informal poll and let me know if you plan on spending less this year.

After writing about my favorite free budgeting software, I couldn’t include Quicken Online because they charged $3 a month. Starting today, they are doing away with the fees and making it a free service. I hadn’t yet tried them out, so I figured now was as good a time as any since they are free.

Over 15 free budgeting tools… Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. I suggest you dig through and see if what works for your budget. Every person is different, therefore every budget will be different. It may take some time to find what fits you best, but it is out there and if it isn’t create it and let me know about it!

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

Make a better budget! These are my ten tips to build and keep a better budget.

Getting out of debt part 3 -Create a balance sheet…Your Net Worth changes how you think about buying decisions:The second reason I prefer to use my Net Worth to track my progress is because I have found it helps change how I think about my buying decisions.

These are the 7 lessons about money and marriage that I have learned so far…

We have the opportunity to give into God’s kingdom. We have the privilege of being able to give to help people. It really is a privilege and an opportunity. God doesn’t need us. He has an endless supply of finances - He can get the money where it needs to be. But He allows us the chance to be used by Him in the process, knowing that WE will benefit from being used.

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

Well, I think everyone KNOWS what to do with a raise, but the challenge is DOING it. Just incase you don’t know what to do with a raise, here are a few ideas…

Want to know how to budget? Well, ING Direct is my favorite budget tool. Here are the steps how I budget with ING Direct. You could probably use this same technique at other banks, but I will show you why it is more beneficial at ING Direct.

This article shows how to budget with the envelope system. The envelope system is very basic, but generally a very successful way to budget. It is a bit primitive in our technologically advanced society. But most Americans are in debt up to their eyeballs, largely due to the fact that technology has made it very easy to go in debt. So, if primitive works, why not do it?

These are my 4 simple tips to stick with a budget… Eliminate temptations - Recovering alcoholics should not hang out in bars. The temptation is too strong, it is just foolish. The same applies to someone who is trying to break the habit of overspending, you should not hang out at the mall, Home Depot, or wherever you get tempted.