Posts tagged as:

Financial Calculators

How does your cost of living compare to other cities?

02.18.2009

Comparing cost of living among cities… Basically you type in your current salary and it tells you how much you would need to make in the other city to maintain the same standard of living.

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10 free household budget spreadsheets

09.10.2008

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

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Creating a balance sheet (Part 3)

07.31.2008

Getting out of debt part 3 -Create a balance sheet…Your Net Worth changes how you think about buying decisions:The second reason I prefer to use my Net Worth to track my progress is because I have found it helps change how I think about my buying decisions.

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Your financial life on one page (FLOP)

07.16.2008

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool. Simply put, it is a single file or location for all your financial account details. I call it a FLOP (Financial Life on One Page). FLOP sounds a little cooler than FLOOP, but not much

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Debt Snowball Method (Part 7)

02.10.2008

Debt Snowball: Dave Ramsey’s method for getting out of debt. Creating a debt snowball is Dave Ramsey’s preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

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The one thing I would teach a recent college Grad

12.01.2007

You just finished your degree and you are probably looking for your first “real” job. This is the perfect opportunity to decide how you would like your financial life to be. You have the choice to spend and buy whatever you feel like which will likely put you in heaps of debt.

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Should A Christian Have A Credit Card?

10.15.2007

Credit cards may be a more recent phenomenon, but the concept of borrowing from others goes back a long time. The Bible mentions borrowing and lending many times, but credit cards are never explicitly covered because, well, they didn’t exist.

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Why everyone needs a balance sheet

07.22.2007

Click here to download my personal balance sheet (Excel). The simple personal finance definition of this would be: Assets – Liabilities = Net Worth | It probably wouldn’t take you more than an hour to get it set up in an excel spreadsheet, and even less to update it every year.

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Rule of 72

06.22.2007

This is a quick mental trick you can use to get valuable information on your investments.
Divide 72 by the percentage rate of any investment that you have and it will (approximately) give you the number of years until the investment doubles.

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Hate to pay taxes when you file your return?

06.06.2007

Or do you hate to get money back, knowing that you loaned it to the government at 0% interest? I must admit that I enjoy getting a check back for a few hundred dollars more than breaking even with my taxes. Wisdom says it is best to break even – so that is [...]

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Retirement savings calculator

06.04.2007

I found a couple calculators to help measure whether or not we are on track for our retirement goals. The first retirement planning calculator will take about 5 minutes to complete, but is more thorough than the other retirement calculator. I like both of them for different reasons, so try them out and see what [...]

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