Budgeting

Here are 7 different choices of free printable budgeting worksheets. Choose the worksheet that works best for you…

Neobudget is a good alternative to Crown’s Mvelopes. It offers just about all the same features, but at a much nicer price…

I was laid off last year. I honestly had it a lot better than some people I know. I got about 9 months advance notice and ended up getting about 5 months of severance. I am well aware that cases like mine are few and far between. That said, there are things you can do to help you survive a layoff, should it happen to you.

I did some researching to find out the 10 most common new year resolutions - these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around. Out of curiosity, I did a little digging to see what seemed to be the most common new year resolutions that people strive for. It probably isn’t much of a surprise that more than a few are financial goals…

These are the six best budgeting websites according to Kiplingers. If you need more, you can check out my 10 free budgeting spreadsheets or my 15 other free budgeting tools…

After writing about my favorite free budgeting software, I couldn’t include Quicken Online because they charged $3 a month. Starting today, they are doing away with the fees and making it a free service. I hadn’t yet tried them out, so I figured now was as good a time as any since they are free.

Over 15 free budgeting tools… Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. I suggest you dig through and see if what works for your budget. Every person is different, therefore every budget will be different. It may take some time to find what fits you best, but it is out there and if it isn’t create it and let me know about it!

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

Make a better budget! These are my ten tips to build and keep a better budget.

Getting out of debt part 3 -Create a balance sheet…Your Net Worth changes how you think about buying decisions:The second reason I prefer to use my Net Worth to track my progress is because I have found it helps change how I think about my buying decisions.

It doesn’t happen too often to me, but since I use my ING sub-accounts for budgeting I occasionally make more than six withdrawals per month. When this happens they send me a kind, but firm email informing me that if I make that mistake again they may be forced to close my account. So here is how I get around it…

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

If you are looking for money management tips for beginners you have come to the right place. If you are just beginning to get your financial life in order - I am excited for you! It is a fun journey and it is well-worth the effort. The peace that comes with knowing how much money you actually have and being in control of your spending is truly priceless.

For some reason the word “budget” has an interesting effect on most people causing them to cringe in pain more than the thought of going to the dentist. It really shouldn’t be as painful as people make it seem. If done correctly, it should give you MORE freedom to get what you want. If you think of a budget as a plan “that takes away all the fun” or eliminates your ability to get things you want, then you are doing it wrong.

This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…

I mean if you were making what your boss is making, it will not fix your financial squeeze. There is a famous principle that expenses rise to meet income, so if you are having a hard time paying your bills or making a dent in your mountain of debt money is NOT your answer.

This could be a complex lesson, but I am going to boil it down as far as it can be boiled. We as humans often KNOW how we SHOULD behave, but we sometimes DO something different. This is especially the case when we have to pay the price now, but will not receive the reward until later (i.e. saving for retirement, exercising, giving).