How to…

Trying to figure out how to handle medical bills? Past due bills? … How to negotiate with medical providers…

I remember when I was trying to figure out how to control spending in my life… It is challenging, but these tips can help…

With God as your pilot, you can take control of your financial destination. You cannot control what the stock markets do, but you can control how much you allocate toward your goals. Leave nothing to chance. Stop relying on the government, stop counting on your company, and take responsibility for your future. There are three plans you can primarily focus on as a faith-based investor:

FreeStyle Glucose Monitor $9.99 Monogram Napkins Christmas Clearance $0.75 Fructis Hairspray $2.99 Special Buy 1 get $2 in Extra Care Bucks NasoGel $7.99 Special buy 1 get $7.99 in Extra Care Bucks Gift Boxes Christmas Clearance $1.25 Coupons: Fructis $1 off NasoGel $2 off found on product website FreeStyle Glucose Monitor $9.99 off Extra Care Bucks from 1st transaction $9.98 I paid OOP (out of pocket) NOTHING!

… Colgate Toothpaste $2.50 Special buy 2 get $2 in Extra Care Bucks Colgate Toothpaste $2.50 One Touch Glucose Monitor $29.99 SlimFast $6.49 Special buy 1 get $2 in Extra Care Bucks NasoGel $7.99 Special buy 1 get $7.99 in Extra Care Bucks Coupons: Colgate $1.50 off found in All You magazine Colgate $1.50 off found in All You magazine One Touch Glucose Monitor $29.99 off SlimFast $1.25 off NasoGel $2 off found on product website Extra Care Bucks from transaction #2 $9.99 I paid OOP: $3.24 Received $11.99 in Extra Care Bucks The first 3 transactions where at all one store I just nicely asked the cashier if he minded if I do 3 transactions, I’ve never had them refuse me. Transaction #4 the 1st store was out of Palmolive so I had to finish at another CVS One Touch Glucose Monitor $29.99 5 Packages of Tissue paper Christmas Clearance $4.95 6 Palmolive $5.82 Freedom Lite Glucose Monitor $9.99 Kid Throat Coolers $9.98 Special buy 1 get $4.99 in Extra Care Bucks Coupons: One Touch Glucose Monitor $29.99 off Palmolive buy 2 get $1 off Palmolive buy 2 get $1 off Palmolive buy 2 get $1 off Freedom Lite Glucose Monitor $9.99 off Kid Throat Coolers buy 1 get 1 free found on product website Extra Care Bucks from 3rd transaction $11.99 I paid OOP: $0.77 Received $9.98 in Extra Care Bucks Transaction Summary So for everything I only paid OOP $5.50 !

I learned how to negotiate a better interest rate…A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component. I am a big fan of the debt snowball method for getting out of debt and you actually can use this as another tool to speed up the debt reduction process.

I am always looking for organic or natural solutions to the chemically base products from the store. This week I found a good video that shows you how to make natural air freshener. The great thing about the two recipes they mention is that they are very simple and you will probably already have the ingredients… Ingredients for your homemade air freshener…

What you need to make homemade mouthwash… 1/4 cup Vodka, 1/4 cup water, 5 drops of cinnamon oil, 5 drops of clove oil

I discovered this fun little DIY lesson that is really cool! Basically you can make an invisible shelf from an old book that you don’t read any more. It is a simple little project and shouldn’t take more than about 15 minutes of work to complete.

Ever try to find natural toothpaste in the store? It is a lot cheaper and easier just to make natural toothpaste yourself. Here’s how to make your own toothpaste.

Learn how to start an Ebay business from home with this free tutorial. I had a lot of fun starting my ebay business…

These are the two methods to calculate MPG’s (Miles Per Gallon). Both are very simple and easy ways to see how many MPG’s you are getting.

Getting out of debt part 3 -Create a balance sheet…Your Net Worth changes how you think about buying decisions:The second reason I prefer to use my Net Worth to track my progress is because I have found it helps change how I think about my buying decisions.

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

I found another article that talks about how you can still make money with domain names today. The domain name market has some similarities with the real estate market…

How to watch TV on your computer? As everyone knows High Definition (HD) TV is so much better than regular TV. I didn’t have an HD capable TV myself and I didn’t want to run out and spend hundreds or thousands of dollars on another TV, so I thought I would investigate other alternatives. I thought there was probably a way to watch TV on my computer, but I wasn’t sure about if it would be in HD or not. I found the answer.

As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

I just recently wrote about simplifying your wardrobe and mentioned some ways you can take back control of your closet. Today I have a few ways that I save money on my clothes shopping.

This was a trick I discovered late in college, that I wish I would have known about earlier, it could have saved me thousands over my college years. It shouldn’t take more than a hour and could save you hundreds each semester.

Tips for simplifying your closet. Most of us have clothes for different occasions. Clothes to lounge around the house in, to be casual, to dress up, to dress up really nice, to run errands in, to work in, to exercise in, to play in the snow in, to do yardwork in, and the list can go on and on. I always had a tendency to think that for each occasion I needed multiple outfits,

Everyone knows they should save, but a lot of people say they can’t find the money to start  saving. They get their paycheck, promise themselves that this time they will save whatever is left over and sure enough two weeks later nothing is left over to put in savings. Have you ever been there?
So how [...]