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Simplify your Closet

12.27.2007 by Bob 11 comments

Tips for simplifying your closet. Most of us have clothes for different occasions. Clothes to lounge around the house in, to be casual, to dress up, to dress up really nice, to run errands in, to work in, to exercise in, to play in the snow in, to do yardwork in, and the list can go on and on. I always had a tendency to think that for each occasion I needed multiple outfits,

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How to find money to save

12.18.2007 by Bob 6 comments

Everyone knows they should save, but a lot of people say they can’t find the money to start  saving. They get their paycheck, promise themselves that this time they will save whatever is left over and sure enough two weeks later nothing is left over to put in savings. Have you ever been there?
So how [...]

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Divide and conquer

12.09.2007 by Bob 12 comments

Dividing large bills into smaller chunks can make them much more manageable. They say the best way to eat an elephant is one bite at a time. The point is, that when you look at the size of the thing, it is overwhelming, but by working at it one small bite at a time, you will make progress and eventually you will complete the task. The same principle applies to our finances. Be it saving for retirement, eliminating your consumer debt, or paying a huge bill.

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5 ways to Save Money on Books

12.04.2007 by Bob 18 comments

So now I collect good books, but I can’t remember the last time I paid full price for a book, or even half price for that matter. These are the 5 ways I save money on books:

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How to save time on your PC – Part Four

11.05.2007 by Bob 3 comments

This is the fourth and final entry of a series I am doing about How to save time on your PC. These are a few of the ways that I try to shave off minutes or even hours of wasted time on my computer each month.

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How to save time on your PC – Part Three

11.04.2007 by Bob 1 comment

This is the third entry of a series I am doing about How to save time on your PC. These are a few of the ways that I try to shave off minutes or even hours of wasted time on my computer each month.

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How to save time on your PC – Part Two

11.01.2007 by Bob 4 comments

This is the second entry of a series I am doing about How to save time on your PC. These are a few of the ways that I try to shave off minutes or even hours of wasted time on my computer each month.

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How to save time on your PC – Part One

10.30.2007 by Bob 9 comments

This is the first entry of a new series I am doing about How to save time on your PC. These are a few of the ways that I try to shave off minutes or even hours of wasted time on my computer each month.

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How to budget with ING direct

09.18.2007 by Bob 47 comments

Want to know how to budget? Well, ING Direct is my favorite budget tool. Here are the steps how I budget with ING Direct. You could probably use this same technique at other banks, but I will show you why it is more beneficial at ING Direct.

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How to quit spending more money than you make

08.26.2007 by Bob 4 comments

So you want to learn how to quit spending more money than you make? Here are a few ideas…
Just like there are more than one way to “skin a cat” or to quit smoking, there are multiple ways to spend what (or less than) you earn. Listed below are the steps that I took to make it happen for me.

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How to save money for retirement

08.21.2007 by Bob 2 comments

The biggest hurdle for most people is saving money. As Dave Ramsey would say, it is a behavioral problem, not a money problem. Getting in the habit of consistently saving is far more crucial to your success than getting a better rate of return (at the beginning). Let me show you why:

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4 steps to retirement savings

08.16.2007 by Bob 2 comments

4 steps to retirement savings

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How to budget with the envelope system

07.23.2007 by Bob 13 comments

This article shows how to budget with the envelope system. The envelope system is very basic, but generally a very successful way to budget. It is a bit primitive in our technologically advanced society. But most Americans are in debt up to their eyeballs, largely due to the fact that technology has made it very easy to go in debt. So, if primitive works, why not do it?

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