Posts tagged as:

Jay peroni

5 small business owner retirement plans

10.26.2009

Many times people come into my office looking for advice on how to appropriately plan their financial future. Asset location is often just as important as asset allocation. While asset allocation looks to spread your assets among many different assets classes, asset location helps you spread your assets among taxable, tax-deferred, and potentially tax-free accounts. Many who are employed by a corporation have retirement planning options at work, but what about the business owner? How do you choose the best location for your assets and that of your employees?

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Basics of stock market investing: 3 traps to avoid

10.03.2009

When you buy low and sell high, investing is easy!
3 stock market investing traps to avoid
If we all knew the exact time to buy and the exact time to sell we’d all be rich and there’d be no point to talking about investing. Few people, if any can know exactly when to buy or sell [...]

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Are you a saver or a spender?

09.10.2009

… there are generally two types of people— savers and spenders. There are those who spend first and save what is left, and those who save first and spend the remainder. If you want to accumulate wealth, learn to become a saver.

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5 money saving ideas to help you save

09.03.2009

Many people would like to reduce their spending and increase their savings, but it seems like such a monumental task that they simply don’t take any steps in the right direction. Saving money can begin right now, and you can start in small ways. Here are several easy money saving ideas to get you started …

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The Message Bible MP3 Giveaway and other news

08.28.2009

The Message Audio Bible giveaway
A couple years ago I received The Message Bible as a gift from a friend. At first I was a little taken back at how “modern” of a translation it was. But as I read it more for the overall understanding of particular passages, rather than for exact translations of [...]

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How to create a tax efficient portfolio of investments

08.27.2009

Everyone wants their investment portfolio to perform well. But it is your after-tax return that really matters. If your portfolio earns you double-digit returns, those returns really aren’t so great if you end up losing 20% or 30% of them to taxes. In periods when the return on your investments is low, tax efficiency takes on even greater importance…

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Should financial advice for men and women be different?

08.20.2009

Taking control of your financial future may be even more important for women than it is for men. Here are four reasons women need to invest and save actively.

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What is the purpose of your money?

08.13.2009

Define Your Financial Purpose
What are you on earth for? Millions have read Rick Warren’s Purpose-Driven Life and found a sense of purpose. Have you found purpose in a certain career, position, or situation? What is the purpose of your money? Money can buy a lot of things, but there are also a few things it [...]

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5 reasons mutual funds may be a bad way to invest your money

08.06.2009

…especially retail mutual funds. Retail mutual funds tend to have layers of hidden fees…. Here are 5 reasons why mutual funds may be a bad idea for your family…

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Walmart going green and keeping customers informed?

07.30.2009

Is Walmart going green? Recently they rolled out their Sustainability Index to help their customers better understand how environmental friendly its suppliers, manufacturers, and their products are…

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How to create wealth: 10 tips to get you started!

07.23.2009

If you are trying to figure out how to create wealth in your own life, these are 10 essential habits that are a great place to start!

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A little about ETFs: 4 reasons you may want one

07.16.2009

If you have heard of ETFs, but aren’t really sure why they may be a good choice for you, check out this article full of valuable information about ETFs…

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Owning real estate within an IRA

07.09.2009

What does the IRS say about owning real estate within an IRA? Actually they say that you can – if you jump through their hoops…

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Should you convert your IRA to a Roth in 2010?

06.25.2009

Here’s why a Roth IRA conversion may make sense for you Consider this: a Roth IRA allows tax-free growth and tax-free income distributions at age 59½ or older and as long as you have held your Roth account for 5 years or longer. … So, if your adjusted gross income (AGI) is $100,000 or less, you have an option to fund a Roth IRA with a withdrawal from a traditional IRA – at least through the end of 2009.

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