Money Management

Have you wondered how to save money to invest? These tips will show you what you need to do to save some cash so you can start investing…

It really is possible to pay off your cars - and it puts you at a huge financial advantage!! These are the steps we took to pay off our cars…

Recently a discussion popped up in the forums discussing the end of credit card rewards. The discussion was spurred by an article from the NY Times (thanks Krozfan!).
In the article, the author mentions that:
…Congress is moving to limit the penalties on riskier borrowers, who have become a prime source of billions of dollars in fee [...]

1. Save money before buying something, if you don’t have the money, you don’t get it

Dave Ramsey has made his living by re-teaching adults this simple lesson that many of them have seem to have forgotten. As the Proverb says, “The eyes of man are never satisfied.” We live in a nation (maybe even a [...]

Do you have a plan to tackle your debt? It doesn’t necessarily need to be long and drawn out, but everyone should have some sort of debt reduction strategy if they want to get out of debt…

What have you done to manage your debt in light of our current recession? Have you started paying more, or less?

I was wondering how to pay bills and this was the solution I came up with…

This is one of the easiest ways to get a great return in your 401k during a recession (or anytime)…

Take this test to see if you are a good steward of God’s money…

It is incredibly important to start spending money wisely…

I don’t remember what the interest rate was that they were charging her, but it was obviously pretty ridiculous. And for me, even though I was playing the 0% balance transfer game with all of my credit cards, It wasn’t until I saw this that I finally understood the importance of having a good interest rate.

I remember when I was trying to figure out how to control spending in my life… It is challenging, but these tips can help…

Everyone has things they waste money on, these are the top 10 money wasters from Kiplingers…

Consider this thought for a moment: “Personal Finance = Personal Responsibility”. Within this statement lies the key to putting money in your pocket. You didn’t ask to be in the hole you’re in, nor did you intentionally make decisions that would ultimately lead to financial struggle. You were doing the best you could. However, you now have a choice to make.

After writing about my favorite free budgeting software, I couldn’t include Quicken Online because they charged $3 a month. Starting today, they are doing away with the fees and making it a free service. I hadn’t yet tried them out, so I figured now was as good a time as any since they are free.

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

Make a better budget! These are my ten tips to build and keep a better budget.

Getting out of Debt part 5… These are the 15 ways that I have used to cut expenses in order that I could save money to pay off my debts…

Getting out of debt part 3 -Create a balance sheet…Your Net Worth changes how you think about buying decisions:The second reason I prefer to use my Net Worth to track my progress is because I have found it helps change how I think about my buying decisions.

Are you looking for help getting out of debt? …Over the last 2 years while working to get out of debt, we have paid off nearly $30,000 in consumer debts from some mistakes that we made in the past.