Posts tagged as:

Money Saving Techniques

3 Essential Money Saving Fall Tasks

10.30.2009

Sometimes spending a little money today can save a lot of money tomorrow. Common sayings support this notion: a stitch in time saves nine and don’t be penny smart and pound foolish. A predictable characteristic of the poor is that decisions are made for today without any regard for tomorrow. However, there a few fall [...]

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$6500 home-buyer tax credit for current homeowners

10.29.2009

Apparently all the talk about the $8000 first-time homebuyer tax credit being extended and expanded is coming to pass. According to a USA Today article… “Senators agreed to extend the existing tax credit for first-time home buyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years”

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How much does it cost to raise a child & 10 ways to cut the cost!

10.15.2009

Young married couples are often looking for the ideal time to have children. They want to be responsible and so they ask the question, “Can we afford to have kids yet?” Essentially, they want to know if their income can cover the cost of raising children.

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10 easiest ways to save money

10.05.2009

If I am going to do something, I like to do it well and all out. Saving money is no exception. Because of our heavy debt load at the beginning of our marriage, we didn’t have a lot of money to spend. To add to that we were vigorously trying to get out of debt. Needless to say, I looked for just about every way I could to save money.

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Is asking for a discount appropriate?

09.29.2009

I was hanging out with some of my family this weekend and an interesting & frustrating discussion came up about the appropriateness of asking for a discount from fellow Christians.
The discussion started because of this story:
A hard-working painter (Joe) we all knew from church went over to give an estimate to another church-member (Mike). Joe [...]

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5 cheap movie-renting alternatives

09.22.2009

While I am not much a TV watcher, Linda and I do watch quite a few movies. But thankfully innovation and technology has driven down the prices of renting movies over the last few years. Between Netflix and Redbox all the rules in movie-renting have changed. The days of driving to Blockbuster and paying $4-$5 [...]

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How to track daily expenses

09.21.2009

This article was written by Bryce Bartruff, senior director and COO of American Missionary Fellowship, which offers Fiscal Fitness workshops at churches and community organizations. To learn more call him at at 610-527-4439, x104 or email him.
Tracking Out-of-Pocket Expenses
I was speaking with my friend Chris last Thursday. He expressed frustration over his use of [...]

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How to budget for people who don’t want to

09.08.2009

Hate to budget? Most people do. They don’t like to figure out how much they owe, how much they spend, or track their future spending. It evokes feelings of dread, self-remorse, being restricted, shame, and even panic.

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Bing.com Cashback rewards program

09.06.2009

For as much money as Microsoft has been putting into the Bing advertising campaign, I am surprised at how they give very little mention to one of Bing’s best features – their cashback rewards program.

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Espresso Machines: A way for Starbucks addicts to save money!

09.04.2009

Linda tells me that her Lattes that she makes are just about as good as the $4 ones from Starbucks and cost a fraction of the price to make. And with the machine itself only costing about $40, I am pretty sure it has already paid for itself!

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Timebanking: What is it?

08.11.2009

I first heard about Timebanking a couple months ago and have been hearing more about it lately, so I wanted to bring it out for discussion.
What is TimeBanking?
Basically it is like a bartering system where you exchange your time for another’s time. If you paint for one hour for another time-bank member, you will have [...]

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5 easy and cheap home repairs that will save you money

07.18.2009

These are 5 simple home repairs that will save you money and put cash back into your wallet…

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How much is in your emergency fund?

06.10.2009

I was just reading an article in Money magazine based off a poll asking their readers how much they had in emergency savings. It didn’t seem to be a very “scientific” poll, but I was very surprised by the results.
According to their survey, 37% of the responses indicated they had more than 6 months of [...]

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