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Money Saving Techniques

6 things you can buy that will pay for themselves in a year

04.15.2009

I must say that I really get a kick out of doing little things that will pay big dividends. So each of these 6 items offer a little bit of that promise. Put a few bucks in now and save more! What I love about it is that, you can run out and buy everything mentioned here and actually be richer in a year! Yes you are welcome!

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Money Mistake #3 – Not paying attention to interest rates

04.07.2009

I don’t remember what the interest rate was that they were charging her, but it was obviously pretty ridiculous. And for me, even though I was playing the 0% balance transfer game with all of my credit cards, It wasn’t until I saw this that I finally understood the importance of having a good interest rate.

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6 steps to reducing your credit card interest rates

03.05.2009

It is so critically important to reduce your credit card interest rates, if you don’t it will take a whole lot longer to get out of debt. Not to mention that it will cost you hundreds or thousands more in interest charges as well!

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How to save money with coupons

01.18.2009

FreeStyle Glucose Monitor $9.99 Monogram Napkins Christmas Clearance $0.75 Fructis Hairspray $2.99 Special Buy 1 get $2 in Extra Care Bucks NasoGel $7.99 Special buy 1 get $7.99 in Extra Care Bucks Gift Boxes Christmas Clearance $1.25 Coupons: Fructis $1 off NasoGel $2 off found on product website FreeStyle Glucose Monitor $9.99 off Extra Care Bucks from 1st transaction $9.98 I paid OOP (out of pocket) NOTHING!

… Colgate Toothpaste $2.50 Special buy 2 get $2 in Extra Care Bucks Colgate Toothpaste $2.50 One Touch Glucose Monitor $29.99 SlimFast $6.49 Special buy 1 get $2 in Extra Care Bucks NasoGel $7.99 Special buy 1 get $7.99 in Extra Care Bucks Coupons: Colgate $1.50 off found in All You magazine Colgate $1.50 off found in All You magazine One Touch Glucose Monitor $29.99 off SlimFast $1.25 off NasoGel $2 off found on product website Extra Care Bucks from transaction #2 $9.99 I paid OOP: $3.24 Received $11.99 in Extra Care Bucks The first 3 transactions where at all one store I just nicely asked the cashier if he minded if I do 3 transactions, I’ve never had them refuse me. Transaction #4 the 1st store was out of Palmolive so I had to finish at another CVS One Touch Glucose Monitor $29.99 5 Packages of Tissue paper Christmas Clearance $4.95 6 Palmolive $5.82 Freedom Lite Glucose Monitor $9.99 Kid Throat Coolers $9.98 Special buy 1 get $4.99 in Extra Care Bucks Coupons: One Touch Glucose Monitor $29.99 off Palmolive buy 2 get $1 off Palmolive buy 2 get $1 off Palmolive buy 2 get $1 off Freedom Lite Glucose Monitor $9.99 off Kid Throat Coolers buy 1 get 1 free found on product website Extra Care Bucks from 3rd transaction $11.99 I paid OOP: $0.77 Received $9.98 in Extra Care Bucks Transaction Summary So for everything I only paid OOP $5.50 !

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The 25 most helpful articles written by PF bloggers

01.17.2009

I decided to do a quick survey of a bunch of personal finance bloggers I know and ask them what article they had written was the most helpful to their readers… My hope was that since many of those I asked have been writing articles for years that it would result in a pretty good round up of sorts. If you take a minute and scan through, I am would be surprised if you didn’t find something of value. Enjoy!!

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Free and Legal TV and Movies online

01.14.2009

I was going to name it something like “where to find free TV and Movies online,” but changed it to make sure I added “legal” in there. It turns out that a whole lot of what I was finding wasn’t legal. I saw a link on one site to “Marley and Me” and I thought to myself, “isn’t that still in the theaters?” Sure enough I was right, as the video started, I noticed that I could actually see the theater seats in the recording. I guess someone recorded it directly from the theater – I am going to assume that isn’t legal.

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No money for Christmas?

12.01.2008

Do you not have any money for Christmas this year? After some of the financial challenges of this year it seems like there going to be more people who don’t have much cash for Christmas gifts this year. If you are in a tight spot this year and want to have a debt-free Christmas, then we need to get a little creative.

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8 tips to save you money on your Christmas shopping

11.24.2008

After the trauma some of our bank accounts have had this year, some of us are going to need all the help we can get this Christmas. If that is you, just keep on reading because I think some of these tips will make your Christmas shopping a little bit easier on the wallet.

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MagicJack review – long-distance for $20/year

11.23.2008

I normally do not watch info-mercials. But, when I was a vacation a few weeks ago, one particular product caught my eye. It was a Magicjack. The announcer said that you just plug this little device into your computer, connect your phone to the device and could make calls like usual. Users could call anywhere in the U.S. and Canada for as much as they like. The kicker was that there was no monthly fee. Only $40 per YEAR.

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How to make homemade air freshener

11.16.2008

I am always looking for organic or natural solutions to the chemically base products from the store. This week I found a good video that shows you how to make natural air freshener. The great thing about the two recipes they mention is that they are very simple and you will probably already have the ingredients… Ingredients for your homemade air freshener…

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6 tips for a debt free Christmas

11.13.2008

Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog

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Save money while eating out

11.11.2008

If you love to eat out, you are in luck! Here are some ways to save some money… The thing about the whole saving money thing is that it is not just saving money for the sake of saving it. We save money in order that we can have some to spend on things we would like. Each person has his or her areas that they prefer to spend their money on. For some people it is clothes, others really like traveling, and some like to golf. For my wife and I it is eating out.

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The best place to save money

11.06.2008

Where is the best place to open a savings account? I often get asked where the best place to save money is. I think it depends a little bit on your goals, but for now the simple answer is ING Direct. If you are stocking away a quarter million dollars in your savings account, I wouldn’t recommend them since they do not have the highest interest rates.

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