Money Tips

Although some identity theft is electronic and sophisticated, most identity theft actually still takes place by dumpster diving and mail theft. If you are looking for additional ways to protect against identity theft keep reading…

Finding ways to save money is becoming almost as trendy as the “green” movement. I guess time will tell if we see the Prius driving Hollywood stars trading in their mansions in order to “save money”. While the saving thing is trendy, I don’t think it is that trendy.
So, anyway, this week’s giveaway [...]

This is one of the easiest ways to get a great return in your 401k during a recession (or anytime)…

I don’t remember what the interest rate was that they were charging her, but it was obviously pretty ridiculous. And for me, even though I was playing the 0% balance transfer game with all of my credit cards, It wasn’t until I saw this that I finally understood the importance of having a good interest rate.

Money doesn’t solve money problems… I know it sounds absurd - doesn’t it? But the truth is that just like an alcoholic doesn’t break free from the addiction by drinking more, our money problems don’t go away with more money either. The reason it sometimes appears that they do, is because it can cover them up - for a while.

These are 12 great ways to earn extra money doing things you enjoy doing. Many of them are things you can do to earn money from home…

Everyone has things they waste money on, these are the top 10 money wasters from Kiplingers…

Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it - it will be out of our control. Think of your money like your neighbor’s dog

Dave Ramsey seems to attract quite a few critics these days. I have heard him being criticized for everything from being over-simplified to allowing people to use debit cards to buy his products.

I received a message the other day from a fellow newlywed-er (am I still a newlywed at year three?) She was asking for a little financial advice. So, I will share what I have and hopefully we can get some input from some of the readers.

This is my comparison of Virtual Bank and ING Direct… I decided to open a Virtual Bank savings account. They gave me $20 for opening it, so I figured I don’t have much to lose. To me ING Direct has clearly been the best online savings account in terms of features, interface, and overall user experience, but I am trying to keep an eye out for other up and coming great online banks, so I decided to check out Virtual Bank.

Debt Snowball: Dave Ramsey’s method for getting out of debt. Creating a debt snowball is Dave Ramsey’s preferred method of getting out of debt. The strength of using this method is that it focuses on the behavioral side of finance rather than the mathematical. Since we are not robots that always do exactly what we know we should, I recommend this method for most people.

If you are looking for money management tips for beginners you have come to the right place. If you are just beginning to get your financial life in order - I am excited for you! It is a fun journey and it is well-worth the effort. The peace that comes with knowing how much money you actually have and being in control of your spending is truly priceless.

16 ways to save money by not doing what “normal” people do. A lot of money can be saved by thinking “outside the box.”

You can minimize the amount of depreciation of your car with these tips… Everyone has heard that a brand new car goes down hundreds or even thousands of dollars the minute you drive it off the dealer’s lot. This is just the beginning. Over the first year some cars depreciate as much as 35%.

A friend of mine recently asked me for a copy of an article in the issue called, “29 Ways to Conserve and Save.” So, I figured I would share it with the ChristianPF readers as well. I picked out my 10 favorite from the article.

Kiplinger’s just came out with their best list of 2007. In it they cover a wide range of services and products they have ranked. Here are a few that stood out to me…

I decided that I was going to narrow this down to the single worst decision. If I was to make a list, there would be quite a few, and I am sure I will touch on them over time. But, for now my worst decision or group of decisions was:

Well, I think everyone KNOWS what to do with a raise, but the challenge is DOING it. Just incase you don’t know what to do with a raise, here are a few ideas…

This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…