Posts tagged as:

Money Tips

Warren Buffett Quotes

08.19.2007

Here are Warren Buffet’s best quotes that I have found. Warren should be every investor’s role model. He has a lot of wisdom to share and we would be wise to learn from him.

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I know that many people DO care about this and maybe more on a psychological level rather than a financial one. They just FEEL a bit better knowing that they got the best price, regardless of how many pennies they actually saved.
So, in either case, Gasbuddy.com allows you to drop in your zip code and it will show the cheapest gas prices around.

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How to budget with the envelope system

07.23.2007

This article shows how to budget with the envelope system. The envelope system is very basic, but generally a very successful way to budget. It is a bit primitive in our technologically advanced society. But most Americans are in debt up to their eyeballs, largely due to the fact that technology has made it very easy to go in debt. So, if primitive works, why not do it?

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Why everyone needs a balance sheet

07.22.2007

Click here to download my personal balance sheet (Excel). The simple personal finance definition of this would be: Assets – Liabilities = Net Worth | It probably wouldn’t take you more than an hour to get it set up in an excel spreadsheet, and even less to update it every year.

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How to manage your bills

07.18.2007

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills. And of course, if you want to save even more time use bill pay.

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How to make more money with your emergency fund

07.12.2007

This post will walk you through the steps to leverage your emergency fund to make more money…. Everyone’s definition of an emergency is different. But, if you want it to be of some use to you, you need to have a strict definition of an emergency. Your emergency fund should put more dollars into your pocket once it has been well established. Here is how:

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Thermostats can be deceived…

07.11.2007

into thinking that it is actually warmer in the house than it actually is. In order to prevent this keep lamps, candles, televisions and other heat producing electronics away from the thermostat.

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4 Tips to sticking with a budget

07.09.2007

These are my 4 simple tips to stick with a budget… Eliminate temptations – Recovering alcoholics should not hang out in bars. The temptation is too strong, it is just foolish. The same applies to someone who is trying to break the habit of overspending, you should not hang out at the mall, Home Depot, or wherever you get tempted.

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Get out of your cell phone contract

06.24.2007

In the most recent Money magazine they mentioned three companies that bring together customers looking to leave and customers looking to join specific cell phone carriers.
For instance, if I wanted to bail out of my Verizon contract I could visit celltradeusa.com and find a Sprint customer who wanted out of his contract and for a [...]

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Rule of 72

06.22.2007

This is a quick mental trick you can use to get valuable information on your investments.
Divide 72 by the percentage rate of any investment that you have and it will (approximately) give you the number of years until the investment doubles.

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Buy Assets

06.16.2007

One of the worthwhile points he makes is to, “Buy Assets and Sell Liabilities”. It is common sense, but often times common sense isn’t that common. He defines an asset as “something that puts money into your pocket” and a liability as “something that takes money out of your pocket.

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Open a high yielding savings account

06.13.2007

Would you rather have 0.5% or 4.5% interest on your savings account? If that doesn’t mean anything to you – would you rather I handed you $5 or $45? That’s what the difference is between online banks’ rates and regular banks.

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The easiest way to increase your 401(k) return

06.13.2007

This is about the biggest no-brainer when it comes to retirement savings. If they are matching 100% of your contributions you are basically doubling your investment for every dollar you put into your 401(K).

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Make the most of Credit Card debt (part 2)

06.10.2007

You are the customer. Don’t let the credit card companies convince you otherwise. If you are not happy with them or if they will not give you a rate you are satisfied with, transfer your balance

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