Organize

Although some identity theft is electronic and sophisticated, most identity theft actually still takes place by dumpster diving and mail theft. If you are looking for additional ways to protect against identity theft keep reading…

I have had my eye on this magazine for a while. I haven’t subscribed, but I let my fingers take a stroll through the pages whenever I see one in the line at the supermarket. While I am not always successful, I love having things organized and being as minimalist with things as possible. This magazine is great for people like me. Real Simple touches on lots of these topics and is really a good read for people like to simply and organize aspects of their life. It is a little bit girly, but there is still plenty that I find interesting in the issues I see.

I did some researching to find out the 10 most common new year resolutions - these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around. Out of curiosity, I did a little digging to see what seemed to be the most common new year resolutions that people strive for. It probably isn’t much of a surprise that more than a few are financial goals…

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool. Simply put, it is a single file or location for all your financial account details. I call it a FLOP (Financial Life on One Page). FLOP sounds a little cooler than FLOOP, but not much

Here are my 3 rules as a beginner minimalist: 1. Evaluate your possessions that sit on shelves. Think about how often you will realistically need the item. Think about how much it will cost to replace it if needed. Throw/give the stuff away. 2. Find a place for everything. Keys, pots and pans, neck-ties, toothbrushes. It all needs a home.

I guess I will remind you what my favorite Gmail tip is before I get into the second one: Gmail is an email management system. I wrote about this before, but it bears repeating for those who have multiple email accounts and are in desperate need of organization or simplification.

If you are looking for money management tips for beginners you have come to the right place. If you are just beginning to get your financial life in order - I am excited for you! It is a fun journey and it is well-worth the effort. The peace that comes with knowing how much money you actually have and being in control of your spending is truly priceless.

Tips for simplifying your closet. Most of us have clothes for different occasions. Clothes to lounge around the house in, to be casual, to dress up, to dress up really nice, to run errands in, to work in, to exercise in, to play in the snow in, to do yardwork in, and the list can go on and on. I always had a tendency to think that for each occasion I needed multiple outfits,

This article explains how I organize my bank accounts…If there is one thing that I have learned about personal finances, it is that nothing is one-size-fits-all. There are different tools, methods, products, and investments that work for different people at different phases of their lives. My system that I am currently using to manage my accounts and cashflow, did not work for me 5 years ago, but…

I like it because I often get ideas while I am driving and have no SAFE means of getting them down on paper (believe me, writing while driving is far more dangerous than talking on your cell phone). This process is very simple if you put the number in your one-touch speed dial on your phone.

Click here to download my personal balance sheet (Excel). The simple personal finance definition of this would be: Assets - Liabilities = Net Worth | It probably wouldn’t take you more than an hour to get it set up in an excel spreadsheet, and even less to update it every year.

Why not implement the same type of planning to the paying of your bills? Rather than sporadically paying them as they come in, or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills. And of course, if you want to save even more time use bill pay.

Bill Pay[/tag] is a service offered by just about every bank or credit union under the sun. It does just what the name implies; it allows you to pay your bills via your bank online.
Your bank foots the bill for the stamps and sends your payment from your checking account to whatever address you specify.

Phishing is when a scammer sets up a phony website using legitimate company logos and tries to direct you to that site usually via email. They normally will send you an email with a link appearing to go to the legitimate site, but it will actually lead you to their phony site.

Well, to make my car maintenance a lot easier I now do it all on two days during the year. I call it, (pause like Dr. Evil) Car Day. I pick a nice day in March and September and do all of my car maintenance on those days. And I actually look forward to it. Here is how: