Save Money Tips

I will admit it. I am a mild ebay junkie. I just always find great deals on ebay! It is almost always the cheapest place I can buy whatever item I am looking for - even for new stuff! But as good as it is, there is something about Ebay that I had to learn the hard way…

Just in case you haven’t heard, all TV channels are going to Digital early next year. February 17, 2009 to be exact. So, if you have an older TV, “that is not connected to cable, satellite or other pay TV service,” you will need to take some kind of action to be able to watch TV on February 18, 2009 and beyond. Click here to read more about the benefits and reasons for the switch.

… I don’t want to try to budget for all the expenses are possible with pets these days. I know we will get one eventually, but I just don’t know that I want to make the financial sacrifice at this point in our lives.

Walmart’s new classifieds offer a few conveniences that craigslist doesn’t: Pictures on the results page - so you don’t have to actually click the item to see the picture -Prices on the results page and in the same location - it makes it quick to scan prices for bargains -The ability to refine your search by various criteria - this saves a lot of time if you have something very specific in mind

“Make it a habit to have more money coming in than going out. You may need to drive the clunker a bit longer or postpone that trip to Europe.” Good advice. It is the simple 3rd grade math problem that is the ONLY way to wealth. If you can start the habit now, you will be in great shape for the rest of your life. If you don’t, you will have to face the music sometime and the longer you wait the more difficult it becomes.

Honda and Toyota are the best cars - It is little surprise to find out that Honda is number one on the list and Toyota is number two. These Japanese car companies have come to be synonymous with reliability. CR’s (Consumer Reports) rating was based on performance and reliability.

My local gas company had a list of 30 Hot tips to use energy wisely. Below are some of the tips worth noting: Attic insulation could be your best investment. It lowers the cost of both heating and cooling.

Online shoppers’ have more tools than ever to find the best value for their money. These are a few of the tools that I use on a regular basis whether shopping online, or occasionally actually “driving to a store.”

Everyone knows they should save, but a lot of people say they can’t find the money to start  saving. They get their paycheck, promise themselves that this time they will save whatever is left over and sure enough two weeks later nothing is left over to put in savings. Have you ever been there?
So how [...]

You just finished your degree and you are probably looking for your first “real” job. This is the perfect opportunity to decide how you would like your financial life to be. You have the choice to spend and buy whatever you feel like which will likely put you in heaps of debt.

Do you need an emergency fund? Well, I used to think of an emergency fund as robbing myself. Thankfully, I learned how beneficial an emergency fund is to my long-term financial well being.

I know that many people DO care about this and maybe more on a psychological level rather than a financial one. They just FEEL a bit better knowing that they got the best price, regardless of how many pennies they actually saved.
So, in either case, Gasbuddy.com allows you to drop in your zip code and it will show the cheapest gas prices around.

Everyone knows that it is a lot cheaper to eat at home than it is to go out. But, I like to go out to eat and I like to try new restaurants. Well, I really like going out to dinner for half price.

Bill Pay[/tag] is a service offered by just about every bank or credit union under the sun. It does just what the name implies; it allows you to pay your bills via your bank online.
Your bank foots the bill for the stamps and sends your payment from your checking account to whatever address you specify.

into thinking that it is actually warmer in the house than it actually is. In order to prevent this keep lamps, candles, televisions and other heat producing electronics away from the thermostat.

I was recently reading an old Seth Godin book on saving money and he had a few tips about saving money at hospitals.
1. Don’t check into a hospital for an extended stay on Friday…

In the most recent Money magazine they mentioned three companies that bring together customers looking to leave and customers looking to join specific cell phone carriers.
For instance, if I wanted to bail out of my Verizon contract I could visit celltradeusa.com and find a Sprint customer who wanted out of his contract and for a [...]

This could be a complex lesson, but I am going to boil it down as far as it can be boiled. We as humans often KNOW how we SHOULD behave, but we sometimes DO something different. This is especially the case when we have to pay the price now, but will not receive the reward until later (i.e. saving for retirement, exercising, giving).

You are the customer. Don’t let the credit card companies convince you otherwise. If you are not happy with them or if they will not give you a rate you are satisfied with, transfer your balance

By getting a lower rate on your credit, you can easily save hundreds, if not thousands of dollars in finance charges. I was amazed when I discovered how easy it is to get a much lower rate on your credit cards…