Comments on: The worst gift cards to have http://www.christianpf.com/the-worst-gift-cards-to-have/ Christian Personal Finance - Financial help, debt help and other financial resources Sat, 21 Nov 2009 05:30:02 -0600 hourly 1 By: nick http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-17159 nick Wed, 28 Oct 2009 23:58:27 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-17159 Why use gift cards at all? You have to drive, wait in line and pay a fee to give someone what basically boils down to is cash. And it's cash they can only spend at one place unless it's a Visa, MC or Amex card. I stopped asking for and giving gift cards years ago after I found expired $50 and $25 cards from the Christmas before. A fresh bright new $20 or $50 bill makes a fantastic gift for kids and adults and I've never seen a disappointed face on a recipient. Why use gift cards at all? You have to drive, wait in line and pay a fee to give someone what basically boils down to is cash. And it’s cash they can only spend at one place unless it’s a Visa, MC or Amex card. I stopped asking for and giving gift cards years ago after I found expired $50 and $25 cards from the Christmas before. A fresh bright new $20 or $50 bill makes a fantastic gift for kids and adults and I’ve never seen a disappointed face on a recipient.

]]> By: painting gift http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-7865 painting gift Fri, 21 Nov 2008 04:45:01 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-7865 yes giftcardbuyback is also good one yes giftcardbuyback is also good one

]]> By: Austin Chu http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5237 Austin Chu Fri, 25 Jul 2008 21:56:38 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5237 I work for a company that manages and tracks gift cards, and I've been following gift card related issues on our blog. You're exactly right, when companies file for BK, they may take their gift card programs with them. However, pay attention to the credit card gift cards. They have outrageous fees and they expire. I work for a company that manages and tracks gift cards, and I’ve been following gift card related issues on our blog. You’re exactly right, when companies file for BK, they may take their gift card programs with them. However, pay attention to the credit card gift cards. They have outrageous fees and they expire.

]]> By: bob http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5207 bob Fri, 25 Jul 2008 12:53:09 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5207 @Ron Good point... @Cory yep, I wonder how many millions of dollars those balances add up to each year... @Ron
Good point…

@Cory
yep, I wonder how many millions of dollars those balances add up to each year…

]]> By: Cory http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5198 Cory Fri, 25 Jul 2008 02:56:47 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5198 I have often thought about how rich those companies get off of unspent balances on those cards. It's like Richard Pryor in the Superman movie where he gleans 3 cents off of everyone's paycheck in his company. Those little 50 cent balances must add up to a lot. I can see why Capitol One and VISA got in the business of gift cards. One more reason for using cash. You get to keep the change! I have often thought about how rich those companies get off of unspent balances on those cards. It’s like Richard Pryor in the Superman movie where he gleans 3 cents off of everyone’s paycheck in his company. Those little 50 cent balances must add up to a lot. I can see why Capitol One and VISA got in the business of gift cards.

One more reason for using cash. You get to keep the change!

]]> By: Ron@TheWisdomJournal http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5197 Ron@TheWisdomJournal Thu, 24 Jul 2008 23:17:58 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5197 If you don't like the store, consider using the card to buy a gift for a friend who does. If you don’t like the store, consider using the card to buy a gift for a friend who does.

]]> By: bob http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5192 bob Thu, 24 Jul 2008 21:10:33 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5192 @Tim thanks for sharing, I have never tried them, but if I get a bad one in the future I will give them a try... @Tim
thanks for sharing, I have never tried them, but if I get a bad one in the future I will give them a try…

]]> By: zgreenwell http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5189 zgreenwell Thu, 24 Jul 2008 20:55:14 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5189 I love toys R us. If you're not wanting to use those I'd be willing to make an offer. I love toys R us. If you’re not wanting to use those I’d be willing to make an offer.

]]> By: Tim Richmond http://www.christianpf.com/the-worst-gift-cards-to-have/comment-page-1/#comment-5188 Tim Richmond Thu, 24 Jul 2008 20:14:34 +0000 http://www.christianpf.com/the-worst-gift-cards-to-have/#comment-5188 Don't forget www.giftcardbuyback.com. They seem to offer better prices for outright purchase of those unwanted cards. Way better than Swap-A-Gift. Don’t forget http://www.giftcardbuyback.com. They seem to offer better prices for outright purchase of those unwanted cards. Way better than Swap-A-Gift.

]]>