Sorry, there really is no secret to staying out of debt. What I’m about to tell you is, in fact, neither fancy nor glamorous. The secret to staying out of debt is discipline. You must control your spending.
How Do You Stay Out Of Debt? Step #1: Identify Why You Went Into Debt… If you are in debt or have been in debt, your first task is to identify the reasons why you went into debt. You cannot ever fight against an enemy that is unknown. The reason is you are always spending too much money. At times the spending is understandable (like a house) or unexpected (medical bills), but debt means you are spending or spent too much money…



