Christian Personal Finance - Financial help, debt help and other financial resources

Maximum Reverse Mortgage Loan Amounts Have Been Reduced

11.07.2009

Effective Oct. 1, 2009, the Federal Housing Administration reduced the maximum loan amounts seniors could receive from a Reverse Mortgage. The reduction means a 10 percent cutback on the loan amount for all new FHA Reverse Mortgage loan applications. While this won’t impact borrowers with applications taken prior to October first, it is estimated that one in five new Reverse Mortgage applicants will now be unable to qualify for the loan.

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10 famous motivational quotes to stay motivated!

11.06.2009

It’s no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my opinion, of course!).

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What is Ebates and why you should care

11.05.2009

I just found out about a couple cool tools to make some cash when shopping online. The first of which is Ebates. I will write about the other one soon. Basically, merchants pay eBates to refer customers to them. eBates then pays a chunk of that back to the shoppers themselves. Win, win, win.

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There is no such thing as a free lunch – or is there?

11.04.2009

This article was written by Lakita Humber who serves as the founder of Paneh – A ministry which exists to educate, impart and equip those called to worship arts on a variety of subjects, such as D.A.N.C.E. Out of Debt.
Is There a Such Thing as a Free Lunch?
One of the tenets of economics is “There [...]

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Learning how to be content

11.03.2009

I don’t believe that contentment means settling for mediocrity. But rather it is being satisfied at whatever place in life God has us at, while trusting that He does have our interest at heart and that he does want to bless us and see us succeed.

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Carnival of Money Stories

11.02.2009

Happy Monday – it has been a busy weekend. Working on the new house – painting, cleaning, installing a sink in the basement, and installing a garage-door opener. The garage-door opener has been a bit of a challenge, but I always like a good challenge. Hopefully I will finish it today and get to take [...]

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How to get free shipping

11.01.2009

If you hate the unpleasant surprise of finding out how much shipping adds to your online shopping order, here are a few suggestions…
FreeShipping.org
This website has all the major stores listed and has coupon and promotion codes that will allow you to get free shipping on your purchase.
Amazon Prime
I have been using Amazon Prime for the [...]

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3 Essential Money Saving Fall Tasks

10.30.2009

Sometimes spending a little money today can save a lot of money tomorrow. Common sayings support this notion: a stitch in time saves nine and don’t be penny smart and pound foolish. A predictable characteristic of the poor is that decisions are made for today without any regard for tomorrow. However, there a few fall [...]

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$6500 home-buyer tax credit for current homeowners

10.29.2009

Apparently all the talk about the $8000 first-time homebuyer tax credit being extended and expanded is coming to pass. According to a USA Today article… “Senators agreed to extend the existing tax credit for first-time home buyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years”

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Our new house!

10.29.2009

Well, yesterday we closed on our first house. It was a pretty eventful day – a lot of moving parts all coming together at the same time. Building our house has been a fun and occasionally stressful task, but we can now say that it is behind us and get started living in it! We [...]

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How to pay off your mortgage early (4 methods)

10.28.2009

These are 4 simple ways to pay off your mortgage early!

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Is the 401k a bad idea?

10.27.2009

This week Time Magazine had a thought-provoking article titled Why it’s time to retire the 401(k). The article is pretty long and detailed and as you would expect it points out many of the flaws of the 401(k) and argues that for many people it is doing more harm than good.
History of the 401(k)
The article [...]

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5 small business owner retirement plans

10.26.2009

Many times people come into my office looking for advice on how to appropriately plan their financial future. Asset location is often just as important as asset allocation. While asset allocation looks to spread your assets among many different assets classes, asset location helps you spread your assets among taxable, tax-deferred, and potentially tax-free accounts. Many who are employed by a corporation have retirement planning options at work, but what about the business owner? How do you choose the best location for your assets and that of your employees?

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3 new credit card fees you should know about

10.25.2009

I was just listening the morning radio show that I normally wake up to and they pulled me out of my slumber a little quicker than usual when they started talking about credit cards. Apparently since all the new rules for credit card companies go into effect in a few months, many of them are [...]

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