Christian Personal Finance - Financial help, debt help and other financial resources

Upgrade to Windows 7 | Giveaway

11.20.2009

As mentioned Free Stuff Friday changed to a monthly giveaway (on the first of each month) but due to the chaotic nature of my November, I am just getting around to it now. I am also a fairly recent Mac convert, so it might seem odd that I am giving away an upgrade to Windows 7, but I am well aware that many people still use (and some even love) Windows, so therefore I thought it’d be nice to give away the new upgrade.

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ABCs of Personal Finance: 26 Elementary Money Lessons

11.19.2009

Eat at home. Restaurants can be expensive. If you don’t have room in your budget, you can save a bunch of money by making your own meals.
Financial focus. Don’t try to do too many things at once. Focus on becoming debt free, saving an emergency fund, or saving for retirement, but don’t do all at once.
Get going. The best time to start investing is today. With compound interest on your side, the sooner you invest the better.

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Buying life insurance for your parents: Is it wise? Is it wrong?

11.18.2009

Would you take out life insurance on your parents? Why or why not? Recently my siblings have been talking to my mother and I about taking a life insurance out for her, in the case that she passes, a sum of money could be left for her kids and grandkids. The idea would be that we would all co-fund this insurance with her and them.

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Delayed gratification – Is it worth it?

11.17.2009

The following guest post was written by CPF reader Amy Sullivan.
We live in a country resounding “Instant Gratification!” as its lifestyle cadence call. But despite the fact debt has become a badge of the American dream, some folks are going back to saving money and paying for big-ticket items with cash. With this new concept, [...]

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Being owed money & striving to pass the test

11.16.2009

I once heard someone say, “challenges are just wonderfully disguised opportunities for growth.” I really do believe it to be true. Just like a strong physical body requires exercises that push it beyond what is comfortable, so a strong character requires challenges that aren’t comfortable. My newest challenge is that an advertiser owes me a [...]

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What are Charitable Gift Annuities and how do they work?

11.15.2009

A charitable gift annuity is an excellent tool for charitable giving. Most charities and religious organizations offer gift annuities. Here I will outline some aspects of the gift annuity and I encourage anyone who is interested in pursuing this financial opportunity to contact their local charity.

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What is passive income & why you should care

11.14.2009

Creating passive income is no get rich quick scheme. While it can really help you simplify your life by helping your personal finances, it still takes time and work to establish solid income streams. If managed properly, the income generated from these types of sources are well worth the effort.

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How To Set Your Christmas Budget

11.13.2009

Time is running short. You need to prepare now. I know it seems like Christmas is a long way away. But, it will not be long until Father Christmas is saddling up his reindeer. Today is the day to decide to make 2009 a debt free Christmas. In fact, you are more likely to get through Christmas without any new consumer debt if you set your Christmas budget now. So let’s get started!

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3 ways to sell your old electronics that are collecting dust

11.12.2009

I found a few more places online that will not only buy your old cell phones, but a lot of other electronic junk you may have laying around the house. And yes, some of them buy your broken electronic toys as well.

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6 time management skills for entrepreneurs

11.10.2009

You’ve heard it before, time is money. This is absolutely true for entrepreneurs. True entrepreneurs understand that the time they put into a task or project is essential to its success, and ultimately their success. As such, successful entrepreneurs are cautious of the time that they offer.

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Survive a Financial Crisis: 12 Tips For Married Couples

11.09.2009

Job loss. A lay off. Fraud. Getting fired. Robbery. Legal Issues. Credit card debt. In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise. So what [...]

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Does Saver’s Remorse exist?

11.08.2009

I just popped open my ING Direct account this morning to find this quote…
“There’s no such thing as Saver’s remorse.” -ING Direct

It is pretty clever and generally I think it is true. You could argue that some people are a bit too extreme about saving money that they fail to live today, so that they [...]

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Maximum Reverse Mortgage Loan Amounts Have Been Reduced

11.07.2009

Effective Oct. 1, 2009, the Federal Housing Administration reduced the maximum loan amounts seniors could receive from a Reverse Mortgage. The reduction means a 10 percent cutback on the loan amount for all new FHA Reverse Mortgage loan applications. While this won’t impact borrowers with applications taken prior to October first, it is estimated that one in five new Reverse Mortgage applicants will now be unable to qualify for the loan.

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10 famous motivational quotes to stay motivated!

11.06.2009

It’s no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my opinion, of course!).

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