Disclaimer

Thanks for visiting SeedTime.com. I am glad you are here and hope that I can be of some service to you. The website is completely free for you to use and I hope to provide more value to you than what you paid. 🙂

  • I disclaim any liabilities whatsoever from your decisions based influenced by this site.
  • The materials on this web site have been prepared for informational purposes only and are not intended to be construed as financial advice. Rational financial decisions can only be based on each individual’s personal situation.
  • Reading this web site does not establish any kind of advisor-client relationship between us. If you are uncomfortable making your own decisions, you should always go to a financial advisor for suggestions to your specific financial situation. You may email me any time you would like and I will be more than happy to offer any insight that I may have into your situation. But, consider it advice from a friend. It would not constitute any advisor-client relationship either.
  • As most are aware there are many costs associated with running a website. I use advertisements to offset those costs. That said, I offer you my promise that I will only personally recommend or endorse something if I feel that it would be of value to some of the readers. If I find a product or service that has helped in my financial life I will let you know about it. The purpose of endorsing product or services is for your benefit, not mine. If the company that I am endorsing compensates me, “great,” if not, it doesn’t matter to me. I will tell you about the best products and services that I find regardless of whether I see any benefit from it.
  • There is no cost to the users to use this site. So, just consider the advertisements as a form of supporting the site.
  • THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, FOR THIS WEBSITE, INCLUDING NO WARRANTY FOR MERCHANTABILITY AND NO WARRANTY FOR FITNESS FOR ANY PARTICULAR PURPOSE.
  • Scripture quotations taken from the New American Standard Bible®,Copyright © 1960, 1962, 1963, 1968, 1971, 1972, 1973,1975, 1977, 1995 by The Lockman Foundation Used by permission.” (www.Lockman.org)

That’s enough of the legal stuff. Let’s get back to reading about personal finance.