From the category archives:

Budgeting articles

Everything you need to know about budgeting
I have written quite a bit about budgeting since I consider it to be a key component to getting our finances under control. Just like most people, I always hated the idea of budgeting, but once you get a better understanding of the freedom that comes with using a budget you fall in love with it. Or at least I have. ;)

This page will show you how to budget with various methods and everything else you want or need to know about budgeting. If you are just getting started I would suggest reading How to make a budget. From there I would consider getting some free budget software or download a household budget template.

Cash Flow Planning – FPU Review #3

03.04.2010 by Linda 6 comments

Well, Bob and I just finished week 3 of the Financial Peace University. This lesson would have been the hardest for me if I weren’t married to Bob. It’s about the budget. Dave talks about how it’s absolutely necessary to do this in order to succeed. Then, you know where your money is going. It really is empowering to know that you’re telling your money what to do instead of being controlled by how much money you have.

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Help Budgeting Your Money: Easing The Frustrations

02.20.2010 by Steve Toschlog 1 comment

If you’ve ever sat down to write out your financial budget you know it can be one of the most frustrating things you’ll ever experience. Here is some help budgeting your money… No matter how hard you try, it just never seems to work out. The expenses are always greater than the income. On the rare occasion when you think it’s going to work out and the whole budgeting process seems at least doable, an unexpected emergency pops up, leaving you hopeless. You think to yourself, “This will never work!” Here is some encouragement and advice….

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Make Your Own Personal Budget: Articles, Tips, & Resources

01.25.2010 by Bob 7 comments

I have written quite a bit about budgeting over the last few years since I consider it was a key component to getting our finances under control. Just like most people, I always hated the idea of budgeting, but once you get a better understanding of the freedom that comes with using a budget you fall in love with it. Or at least I have.

The thing I regularly finding myself telling people is that budgeting is not necessarily a restrictive task. It isn’t all about telling yourself “NO” all the time. In face, as Linda and I have become better at budgeting, we find that it allows us to tell ourselves “Yes” many times when our natural inclination would be to not do something…

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10 Options for Personal Financial Planning Software

01.18.2010 by Bob 10 comments

I’ve had readers ask me about some of my favorite financial planning software options, so I decided to write a little bit about a few of them out there. I have used some of this software much more than others, and I am glad to share my thoughts about them, but since there are so many aspects to consider I suggest digging deeper into them before making a purchase.

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How I learned to control my money

01.16.2010 by Guest 7 comments

There is always a loophole when it comes to my personal finances. No matter how much I budget, plan, or willpower I put forth, there is always somewhere that an extra large chunk of change goes. In my ever changing efforts to find a way to trim off those extra expenses I came upon something that worked wonders for me…

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4 budgeting tips for the self-employed (or those with irregular income)

12.18.2009 by Jonathan 10 comments

Working for yourself can be one of the most rewarding things you could ever do, but it can also be the scariest. It is exciting to wake up and know that you are writing your own W-2 for the year. No boss to answer to (unless you are married). Life is great. If things go as planned, you start to see money coming in the door. Then you quickly discover something very important: Managing your money is even more critical.

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How To Set Your Christmas Budget

11.13.2009 by Craig 9 comments

Time is running short. You need to prepare now. I know it seems like Christmas is a long way away. But, it will not be long until Father Christmas is saddling up his reindeer. Today is the day to decide to make 2009 a debt free Christmas. In fact, you are more likely to get through Christmas without any new consumer debt if you set your Christmas budget now. So let’s get started!

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Freedom from extreme frugality

10.24.2009 by Guest 8 comments

This article was written by Branden who regularly writes for his blog FaithFitnessFinance.com.
Finding the freedom to spend
When it comes to being frugal, paying off debt, saving for retirement, and actively pursuing long-term financial goals, I am a zealot. You see, I’m a big picture kind of guy. I have a natural propensity to create savings [...]

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4 steps to spend your money wisely

10.21.2009 by Craig 5 comments

4 Steps To Help You Control Your Spending
Budgeting is essentially the process of asking: should I spend my money on this or that? A person’s income represents the fixed dollars with which they have to spend. When someone sets their budget they must decided (based on their preferences) what to spend on ‘this’ and what [...]

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How to track daily expenses

09.21.2009 by Guest 7 comments

This article was written by Bryce Bartruff, senior director and COO of American Missionary Fellowship, which offers Fiscal Fitness workshops at churches and community organizations. To learn more call him at at 610-527-4439, x104 or email him.
Tracking Out-of-Pocket Expenses
I was speaking with my friend Chris last Thursday. He expressed frustration over his use of [...]

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You Need A Budget | Giveaway

09.11.2009 by Bob 1 comment

“You Need A Budget” is a very thorough piece of budgeting software that allows users to do just about everything they need to related to their budget.

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How to budget for people who don’t want to

09.08.2009 by Guest 8 comments

Hate to budget? Most people do. They don’t like to figure out how much they owe, how much they spend, or track their future spending. It evokes feelings of dread, self-remorse, being restricted, shame, and even panic.

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Mint.com review of new features

09.02.2009 by Guest 3 comments

The popular Mint.com free online budget service recently announced a “significant product upgrade.” Here’s a brief review of it’s new features…

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Budgeting with Mvelopes Personal

07.26.2009 by Guest 15 comments

This is a review of the budgeting software, Mvelopes Personal, as written by Jason Price. There are 4 stand out features of Mvelopes that you don’t want to miss…

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